FISIのPER（株価収益率）は？

Financial Institutions Inc（FISI）は現在PER 9.88倍で取引されています。

FISIのROE（自己資本利益率）は？

Financial Institutions IncのROEは-190.61%です。

FISIの配当利回りは？

Financial Institutions Incの配当利回りは3.05%です。

FISIの品質スコア（Quality Score）は？

当社のAIはFISIの総合財務品質を100点中23点と評価しています。収益性・成長性・負債・利益の安定性に基づく評価です。

FISIは今が買い時ですか？

当社AIのタイミングスコアは100点中91点で、テクニカル指標とモメンタムから見た現在価格の相対的な魅力度を示します。

FISIはどのセクターに属しますか？

Financial Institutions IncはFinancial Services >> Banks - Regionalセクターに分類されます（NASDAQ市場）

FISI (NASDAQ) 株価分析 | FINANCIAL INSTITUTIONS INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-03 | FS: 2026-06-30)

FISI AI Analysis Summary

Our AI summary for FISI: Financial Institutions Inc (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 9.88, ROE of -190.61%, a dividend yield of 3.05%. Its financial Quality Score stands at 23/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

FISI

Financial Institutions Inc

USD 42.59

1.13 (2.73%) Day Change

Watchlist Portfolio Compare Chart

9.88

P/E

-4.20

D/E

-190.6%

ROE

1.4%

ROA

3.05%

Div Yield

-0.07

PEG

FINANCIAL INSTITUTIONS INC
TYPE: STOCK
MARKET: NASDAQ

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USD 42.59 Price 1.13 (2.73%) Day Change	NEWS SCORE: 98

FISI, ファンダメンタルスコアはnot good ( ファンダメンタル = 23) but テクニカルスコアは ...(Sign In to See)...

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23 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROEが低い
ROAが低い
ROEの伸びが低い
平均ROEが低い
ROEが昨年度比で低い
ROAの伸びが低い
ROAの伸びが低い
平均ROAが低い
平均ROAが低い
NPMの伸びが低い

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not good , and ability to make profit is very good , ...

Deepscope 分析

50%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	98
Magic Formula Rank by ROA	1705
Magic Formula Rank by ROE	1705
Magic Formula Rank by ROIC	1940
Price	42.59
PBV / Sector	0.67 / 1.35 GREAT
Earning Per Share	4.31

PE / Sector	9.88 / 13.46 GREAT
PEG or PE/Growth / Sector	-0.07 / 0.47
Average 1M Daily Value	6.08 M
Average 1W Daily Value	6.83 M

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

41%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

ポイントになる統計

81%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	26.18 / 20.48 GREAT
NPM Average (%) / Sector	31.58 / 20,091.83 GREAT
NPM Change Average (%) / Sector	8.84 / -8.93
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.44 / 1,212.43
ROA Average (%) / Sector	0.75 / 243.35
ROA Change Average (%) / Sector	-113.70 / 41,311.08
ROE (%) / Sector	-190.61 / 2,096.48
ROE Average (%) / Sector	-32.20 / 427.43
ROE Change Average (%) / Sector	-537.67 / 5,460.63
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

配当

54%

Dividend (%) / Sector	3.05 / 2.50 GOOD
Dividend Average (%) / Sector	4.74 / 46.39 GOOD
Dividend Change Average (%) / Sector	-13.23 / -0.04

登録情報

Analyze Date	2026-08-04 08:01:31
Symbol	FISI
Name	FINANCIAL INSTITUTIONS INC
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	19.69 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	816.20 / 7,019.59

ニュース

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 220 Liberty Street, Warsaw, NY, United States, 14569

Phone: 585 786 1100

Website: https://www.five-starbank.com

Employees: 631

Sector: Financial Services >> Banks - Regional

Description: Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans. In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.