Rocket is the top mortgage finance services stock in terms of YTD performance

[Home loan]
DNY59

As 2025 draws to a close, Wall Street has observed another strong year of gains across most sectors.

The financial sector has emerged as the fourth best-performing one YTD, with an advance of +14.73%. Its accompanying State Street Financial Select Sector SPDR ETF (XLF [https://seekingalpha.com/symbol/XLF]) is +14.69% YTD.

Seeking Alpha took a look at the financials subsector that covers companies providing commercial and residential mortgage finance services and identified the top YTD performers. Rocket (RKT [https://seekingalpha.com/symbol/RKT]) grabbed the number one spot with a +70.8% gain.

Here is the list:

* Rocket (RKT [https://seekingalpha.com/symbol/RKT]), Rating: Hold 3.43 [https://seekingalpha.com/symbol/RKT/ratings/quant-ratings], +70.8% YTD.
* PennyMac Financial Services (PFSI [https://seekingalpha.com/symbol/PFSI]), Rating: Hold 3.24 [https://seekingalpha.com/symbol/PFSI/ratings/quant-ratings], +31.9% YTD.
* MGIC Investment (MTG [https://seekingalpha.com/symbol/MTG]), Rating: Strong Buy 4.53 [https://seekingalpha.com/symbol/MTG/ratings/quant-ratings], +25.1% YTD.
* Enact (ACT [https://seekingalpha.com/symbol/ACT]), Rating: Hold 2.95 [https://seekingalpha.com/symbol/ACT/ratings/quant-ratings], +24.6% YTD.
* Essent (ESNT [https://seekingalpha.com/symbol/ESNT]), Rating: Hold 2.80 [https://seekingalpha.com/symbol/ESNT/ratings/quant-ratings], +21% YTD.
* Radian (RDN [https://seekingalpha.com/symbol/RDN]), Rating: Hold 3.31 [https://seekingalpha.com/symbol/RDN/ratings/quant-ratings], +15.2% YTD.
* NMI (NMIH [https://seekingalpha.com/symbol/NMIH]), Rating: Hold 3.18 [https://seekingalpha.com/symbol/NMIH/ratings/quant-ratings], +12.6% YTD.
* UWM (UWMC [https://seekingalpha.com/symbol/UWMC]), Rating: Hold 2.90 [https://seekingalpha.com/symbol/UWMC/ratings/quant-ratings], -17% YTD.
* Walker & Dunlop (WD [https://seekingalpha.com/symbol/WD]), Rating: Sell 2.34 [https://seekingalpha.com/symbol/WD/ratings/quant-ratings], -36.7% YTD.

Here are some financial sector-focused exchange-traded funds: (XLF [https://seekingalpha.com/symbol/XLF]), (VFH [https://seekingalpha.com/symbol/VFH]), (IYF [https://seekingalpha.com/symbol/IYF]), (FNCL [https://seekingalpha.com/symbol/FNCL]), (IYG [https://seekingalpha.com/symbol/IYG]), and (FXO [https://seekingalpha.com/symbol/FXO]).

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* 3 Reasons Why XLF Is My Top Pick To Beat The Market In 2026 [https://seekingalpha.com/article/4854520-3-reasons-why-xlf-is-my-top-pick-to-beat-the-market-in-2026]
* A GARP Investor's 2026 Market Sector Outlook [https://seekingalpha.com/article/4853480-a-garp-investors-2026-market-sector-outlook]
* Orix is the top diversified financial services stock in terms of YTD performance [https://seekingalpha.com/news/4534883-orix-is-the-top-diversified-financial-services-stock-in-terms-of-ytd-performance]
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