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UBCP (NASDAQ) Stock Analysis | UNITED BANCORP INC – Deepscope
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UBCP — UNITED BANCORP INC (Financial Services >> Banks - Regional)

UBCP FAQ

What is UBCP's P/E ratio?

UNITED BANCORP INC (UBCP) currently trades at a P/E ratio of 11.91.

What is UBCP's ROE?

UNITED BANCORP INC reports a Return on Equity (ROE) of 11.54%.

What is UBCP's dividend yield?

UNITED BANCORP INC offers a dividend yield of 4.75%.

What is UBCP's Deepscope Quality Score?

Deepscope rates UBCP's overall financial quality at 38 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy UBCP?

Deepscope's AI Timing Score for UBCP is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does UBCP belong to?

UNITED BANCORP INC is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange.

Stock Check   *Daily update data at 9:30 AM*
(Price: 2026-06-03 | FS: 2026-03-31)

UBCP

UNITED BANCORP INC
USD 15.90
-0.15 (-0.93%) Day Change
11.91
P/E
1.70
D/E
11.5%
ROE
0.9%
ROA
4.75%
Div Yield
-2.38
PEG
USD 15.90
Price
-0.15 (-0.93%)
Day Change
NEWS SCORE: 99

UBCP, the overall quality is not good ( Quality = 38) but the timing to buy is ...(Sign In to See)...

38

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
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In details, quality factors are not good , financial health is not good , and ability to make profit is ok , ...

Quality Factors 47%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
2183
  Magic Formula Rank by ROE
2183
  Magic Formula Rank by ROIC
2319
  Price 15.90
  PBV / Sector
1.37 / 1.15
GOOD
  Earning Per Share 1.34
  PE / Sector
11.91 / 12.87
GOOD
  PEG or PE/Growth / Sector
-2.38 / 0.62
  Average 1M Daily Value
0.14 M
GREAT
  Average 1W Daily Value
0.11 M
GREAT
Timing Factors 71%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 37%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 62%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
16.29 / 18.84
GOOD
  NPM Average (%) / Sector
19.72 / 19,649.46
GREAT
  NPM Change Average (%) / Sector
-11.51 / -14.38
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
0.91 / 1.13
  ROA Average (%) / Sector
0.99 / 1.09
  ROA Change Average (%) / Sector
-5.33 / -15.53
  ROE (%) / Sector
11.54 / 10.39
  ROE Average (%) / Sector
12.55 / 10.17
  ROE Change Average (%) / Sector
-5.19 / -12.58
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 62%
X
  Dividend (%) / Sector
4.75 / 2.77
GOOD
  Dividend Average (%) / Sector
6.51 / 3.77
GREAT
  Dividend Change Average (%) / Sector
-6.68 / 2.65
Registration Details
X
  Analyze Date 2026-06-04 09:24:06
  Symbol UBCP
  Name UNITED BANCORP INC
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 5.78 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 92.79 / 5,941.24
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 201 South Fourth Street, Martins Ferry, OH, United States, 43935

Phone: 740 633 0445

Website: https://www.unitedbancorp.com

Employees: 125

Sector: Financial Services >> Banks - Regional

Description: United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

ME vs SECTOR Financial Services >> Banks - Regional

UBCP (ME)
Sector Peers
Bubble size = Market Cap

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News

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UBCP
UBCP
USD 15.90 (-0.93%)
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