CIVBのPER（株価収益率）は？

Civista Bancshares Inc（CIVB）は現在PER 11.18倍で取引されています。

CIVBのROE（自己資本利益率）は？

Civista Bancshares IncのROEは9.59%です。

CIVBの配当利回りは？

Civista Bancshares Incの配当利回りは2.41%です。

CIVBの品質スコア（Quality Score）は？

当社のAIはCIVBの総合財務品質を100点中46点と評価しています。収益性・成長性・負債・利益の安定性に基づく評価です。

CIVBは今が買い時ですか？

当社AIのタイミングスコアは100点中89点で、テクニカル指標とモメンタムから見た現在価格の相対的な魅力度を示します。

CIVBはどのセクターに属しますか？

Civista Bancshares IncはFinancial Services >> Banks - Regionalセクターに分類されます（NASDAQ市場）

CIVB (NASDAQ) 株価分析 | CIVISTA BANCSHARES INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-04 | FS: 2026-06-30)

CIVB AI Analysis Summary

Our AI summary for CIVB: Civista Bancshares Inc (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 11.18, ROE of 9.59%, a dividend yield of 2.41%. Its financial Quality Score stands at 46/100 — fundamentals below the market average. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

CIVB

Civista Bancshares Inc

USD 29.09

-0.11 (-0.38%) Day Change

Watchlist Portfolio Compare Chart

11.18

P/E

0.22

D/E

9.6%

ROE

1.3%

ROA

2.41%

Div Yield

3.94

PEG

CIVISTA BANCSHARES INC
TYPE: STOCK
MARKET: NASDAQ

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USD 29.09 Price -0.11 (-0.38%) Day Change	NEWS SCORE: 99

CIVB, ファンダメンタルスコアはnot good ( ファンダメンタル = 46) but テクニカルスコアは ...(Sign In to See)...

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46 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROEが低い
ROAが低い
ROEの伸びが低い
平均ROEが低い
平均ROAが低い
平均ROAが低い
NPMの伸びが低い

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...

Deepscope 分析

51%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	1896
Magic Formula Rank by ROE	1896
Magic Formula Rank by ROIC	2075
Price	29.09
PBV / Sector	1.07 / 1.34 GREAT
Earning Per Share	2.60

PE / Sector	11.18 / 13.69 GOOD
PEG or PE/Growth / Sector	3.94 / 0.01
Average 1M Daily Value	3.47 M GREAT
Average 1W Daily Value	3.71 M GREAT

Timing Factors

42%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

50%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

ポイントになる統計

72%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	24.20 / 25.98 GREAT
NPM Average (%) / Sector	20.19 / 20,092.93 GREAT
NPM Change Average (%) / Sector	3.71 / 20.72
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.27 / 1,212.43
ROA Average (%) / Sector	1.07 / 243.35
ROA Change Average (%) / Sector	6.47 / 41,311.11
ROE (%) / Sector	9.59 / 2,096.47
ROE Average (%) / Sector	9.91 / 427.43
ROE Change Average (%) / Sector	-3.58 / 5,460.63
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

配当

12%

Dividend (%) / Sector	2.41 / 2.49
Dividend Average (%) / Sector	3.02 / 46.24
Dividend Change Average (%) / Sector	-2.65 / -0.22

登録情報

Analyze Date	2026-08-05 07:59:59
Symbol	CIVB
Name	CIVISTA BANCSHARES INC
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	20.79 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	607.19 / 7,069.04

ニュース

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 100 East Water Street, Sandusky, OH, United States, 44870-2514

Phone: 419 625 4121

Website: https://www.civb.com

Employees: 548

Sector: Financial Services >> Banks - Regional

Description: Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. In addition, the company offers time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Further, its loan portfolio includes commercial and agriculture; commercial real estate " owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. Additionally, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products and investment advisory services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.