COFSのPER（株価収益率）は？

Choiceone Financial Services Inc（COFS）は現在PER 9.24倍で取引されています。

COFSのROE（自己資本利益率）は？

Choiceone Financial Services IncのROEは11.34%です。

COFSの配当利回りは？

Choiceone Financial Services Incの配当利回りは3.35%です。

COFSの品質スコア（Quality Score）は？

当社のAIはCOFSの総合財務品質を100点中54点と評価しています。収益性・成長性・負債・利益の安定性に基づく評価です。

COFSは今が買い時ですか？

当社AIのタイミングスコアは100点中91点で、テクニカル指標とモメンタムから見た現在価格の相対的な魅力度を示します。

COFSはどのセクターに属しますか？

Choiceone Financial Services IncはFinancial Services >> Banks - Regionalセクターに分類されます（NASDAQ市場）

COFS (NASDAQ) 株価分析 | CHOICEONE FINANCIAL SERVICES INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-06-30)

COFS AI Analysis Summary

Our AI summary for COFS: Choiceone Financial Services Inc (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 9.24, ROE of 11.34%, a dividend yield of 3.35%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

COFS

Choiceone Financial Services Inc

USD 34.03

0.20 (0.59%) Day Change

Watchlist Portfolio Compare Chart

9.24

P/E

0.61

D/E

11.3%

ROE

1.2%

ROA

3.35%

Div Yield

-0.84

PEG

Data partially updated

CHOICEONE FINANCIAL SERVICES INC
TYPE: STOCK
MARKET: NASDAQ

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USD 34.03 Price 0.20 (0.59%) Day Change	NEWS SCORE: 90

COFS, ファンダメンタルスコアはnot quite good ( ファンダメンタル = 54) but テクニカルスコアは ...(Sign In to See)...

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54 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROEが低い
ROAが低い
ROEの伸びが低い
昨年度のROEが一昨年比で低い
平均ROAが低い
平均ROAが低い

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not good , and ability to make profit is good , ...

Deepscope 分析

55%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	90
Magic Formula Rank by ROA	1968
Magic Formula Rank by ROE	1968
Magic Formula Rank by ROIC	2064
Price	34.03
PBV / Sector	1.05 / 1.42 GREAT
Earning Per Share	3.68

PE / Sector	9.24 / 13.75 GREAT
PEG or PE/Growth / Sector	-0.84 / 0.61
Average 1M Daily Value	3.12 M GREAT
Average 1W Daily Value	3.02 M GREAT

Timing Factors

42%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

47%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

ポイントになる統計

77%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	29.96 / 20.62 GREAT
NPM Average (%) / Sector	21.79 / 19,963.58 GREAT
NPM Change Average (%) / Sector	13.60 / -8.42 GOOD
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.23 / 1,268.52
ROA Average (%) / Sector	0.93 / 254.57
ROA Change Average (%) / Sector	14.87 / 44,002.31 GOOD
ROE (%) / Sector	11.34 / 2,865.19
ROE Average (%) / Sector	10.50 / 581.17
ROE Change Average (%) / Sector	4.57 / 7,372.49
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

配当

33%

Dividend (%) / Sector	3.35 / 2.41 GOOD
Dividend Average (%) / Sector	3.66 / 46.24
Dividend Change Average (%) / Sector	-2.98 / -0.26

登録情報

Analyze Date	2026-08-01 07:59:39
Symbol	COFS
Name	CHOICEONE FINANCIAL SERVICES INC
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	14.95 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	505.77 / 6,970.30

ニュース

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 109 East Division Street, Sparta, MI, United States, 49345

Phone: 616 887 7366

Website: https://www.choiceone.bank

Employees: 577

Sector: Financial Services >> Banks - Regional

Description: ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. It serves individual and business customers through its network of branches and ATMs. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.