IBCPのPER（株価収益率）は？

Independent Bank Corporation（IBCP）は現在PER 11.05倍で取引されています。

IBCPのROE（自己資本利益率）は？

Independent Bank CorporationのROEは13.58%です。

IBCPの配当利回りは？

Independent Bank Corporationの配当利回りは2.83%です。

IBCPの品質スコア（Quality Score）は？

当社のAIはIBCPの総合財務品質を100点中46点と評価しています。収益性・成長性・負債・利益の安定性に基づく評価です。

IBCPは今が買い時ですか？

当社AIのタイミングスコアは100点中91点で、テクニカル指標とモメンタムから見た現在価格の相対的な魅力度を示します。

IBCPはどのセクターに属しますか？

Independent Bank CorporationはFinancial Services >> Banks - Regionalセクターに分類されます（NASDAQ市場）

IBCP (NASDAQ) 株価分析 | INDEPENDENT BANK CORPORATION

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-04 | FS: 2026-06-30)

IBCP AI Analysis Summary

Our AI summary for IBCP: Independent Bank Corporation (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 11.05, ROE of 13.58%, a dividend yield of 2.83%. Its financial Quality Score stands at 46/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

IBCP

Independent Bank Corporation

USD 38.45

-0.03 (-0.08%) Day Change

Watchlist Portfolio Compare Chart

11.05

P/E

0.24

D/E

13.6%

ROE

1.3%

ROA

2.83%

Div Yield

2.99

PEG

Data partially updated

INDEPENDENT BANK CORPORATION
TYPE: STOCK
MARKET: NASDAQ

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USD 38.45 Price -0.03 (-0.08%) Day Change	NEWS SCORE: 98

IBCP, ファンダメンタルスコアはnot good ( ファンダメンタル = 46) but テクニカルスコアは ...(Sign In to See)...

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46 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROAが低い
ROEの伸びが低い
ROAの伸びが低い
ROAの伸びが低い
平均ROAが低い
平均ROAが低い
NPMの伸びが低い

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is ok , ...

Deepscope 分析

47%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	98
Magic Formula Rank by ROA	1773
Magic Formula Rank by ROE	1773
Magic Formula Rank by ROIC	2029
Price	38.45
PBV / Sector	1.50 / 1.34 GOOD
Earning Per Share	3.48

PE / Sector	11.05 / 13.69 GOOD
PEG or PE/Growth / Sector	2.99 / 0.01
Average 1M Daily Value	7.98 M
Average 1W Daily Value	7.73 M

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

45%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

ポイントになる統計

68%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	22.71 / 25.98 GREAT
NPM Average (%) / Sector	22.92 / 20,092.93 GREAT
NPM Change Average (%) / Sector	-4.37 / 20.72
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.27 / 1,212.43
ROA Average (%) / Sector	1.23 / 243.35
ROA Change Average (%) / Sector	0.33 / 41,311.11
ROE (%) / Sector	13.58 / 2,096.47
ROE Average (%) / Sector	14.95 / 427.43
ROE Change Average (%) / Sector	-6.72 / 5,460.63
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

配当

12%

Dividend (%) / Sector	2.83 / 2.49
Dividend Average (%) / Sector	3.39 / 46.24
Dividend Change Average (%) / Sector	-7.90 / -0.22

登録情報

Analyze Date	2026-08-05 08:00:21
Symbol	IBCP
Name	INDEPENDENT BANK CORPORATION
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	20.60 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	792.79 / 7,069.04

ニュース

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 4200 East Beltline, Grand Rapids, MI, United States, 49525

Phone: 616 363 1207

Website: https://www.independentbank.com

Employees: 735

Sector: Financial Services >> Banks - Regional

Description: Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. It also provides consumer loans that consists of real estate loans comprising residential mortgages and home equity loans and lines, all secured by one-to-four family residential properties, as well as other consumer loans; and investment and financial services. In addition, the company offers cash management; investment management and trust services; additional services, such as estate settlement, financial planning, tax services, and other special services; sale of mutual fund shares, unit investment trust shares, third party model portfolios, general securities, and fixed and variable annuities, as well as life insurance products; debit and credit card; safe deposit box services; automatic teller machines; and internet and mobile banking services. Independent Bank Corporation was founded in 1864 and is based in Grand Rapids, Michigan.