SPFIのPER（株価収益率）は？

South Plains Financial Inc（SPFI）は現在PER 12.90倍で取引されています。

SPFIのROE（自己資本利益率）は？

South Plains Financial IncのROEは10.34%です。

SPFIの配当利回りは？

South Plains Financial Incの配当利回りは1.47%です。

SPFIの品質スコア（Quality Score）は？

当社のAIはSPFIの総合財務品質を100点中38点と評価しています。収益性・成長性・負債・利益の安定性に基づく評価です。

SPFIは今が買い時ですか？

当社AIのタイミングスコアは100点中91点で、テクニカル指標とモメンタムから見た現在価格の相対的な魅力度を示します。

SPFIはどのセクターに属しますか？

South Plains Financial IncはFinancial Services >> Banks - Regionalセクターに分類されます（NASDAQ市場）

SPFI (NASDAQ) 株価分析 | SOUTH PLAINS FINANCIAL INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-04 | FS: 2026-06-30)

SPFI AI Analysis Summary

Our AI summary for SPFI: South Plains Financial Inc (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 12.90, ROE of 10.34%, a dividend yield of 1.47%. Its financial Quality Score stands at 38/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

SPFI

South Plains Financial Inc

USD 45.50

0.91 (2.04%) Day Change

Watchlist Portfolio Compare Chart

12.90

P/E

7.56

D/E

10.3%

ROE

1.2%

ROA

1.47%

Div Yield

Data partially updated

SOUTH PLAINS FINANCIAL INC
TYPE: STOCK
MARKET: NASDAQ

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USD 45.50 Price 0.91 (2.04%) Day Change	NEWS SCORE: 98

SPFI, ファンダメンタルスコアはnot good ( ファンダメンタル = 38) but テクニカルスコアは ...(Sign In to See)...

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38 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROEが低い
ROAが低い
ROEの伸びが低い
ROAの伸びが低い
ROAの伸びが低い
平均ROAが低い
平均ROAが低い
NPMの伸びが低い

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is ok , ...

Deepscope 分析

45%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	98
Magic Formula Rank by ROA	2005
Magic Formula Rank by ROE	2005
Magic Formula Rank by ROIC	2124
Price	45.50
PBV / Sector	1.33 / 1.34 GOOD
Earning Per Share	3.53

PE / Sector	12.90 / 13.69 GOOD
PEG or PE/Growth / Sector	N/A / 0.01
Average 1M Daily Value	7.03 M
Average 1W Daily Value	7.14 M

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

39%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

ポイントになる統計

68%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	21.48 / 25.98 GREAT
NPM Average (%) / Sector	22.69 / 20,092.93 GREAT
NPM Change Average (%) / Sector	-0.40 / 20.72
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.21 / 1,212.43
ROA Average (%) / Sector	1.33 / 243.35
ROA Change Average (%) / Sector	-4.15 / 41,311.11
ROE (%) / Sector	10.34 / 2,096.47
ROE Average (%) / Sector	13.05 / 427.43
ROE Change Average (%) / Sector	-10.04 / 5,460.63
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

配当

12%

Dividend (%) / Sector	1.47 / 2.49
Dividend Average (%) / Sector	1.67 / 46.24
Dividend Change Average (%) / Sector	-4.39 / -0.22

登録情報

Analyze Date	2026-08-05 08:00:53
Symbol	SPFI
Name	SOUTH PLAINS FINANCIAL INC
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	18.84 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	840.04 / 7,069.04

ニュース

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 5219 City Bank Parkway, Lubbock, TX, United States, 79407

Phone: 806 792 7101

Website: https://www.spfi.bank

Employees: 545

Sector: Financial Services >> Banks - Regional

Description: South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.