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UPST (NASDAQ) 株価分析 | UPSTART HOLDINGS INC – Deepscope
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UPST 株価分析 — UPSTART HOLDINGS INC (Financial Services >> Credit Services)

UPST に関するよくある質問

UPSTのPER(株価収益率)は?

UPSTART HOLDINGS INC(UPST)は現在PER 46.18倍で取引されています。

UPSTのROE(自己資本利益率)は?

UPSTART HOLDINGS INCのROEは6.74%です。

UPSTの配当利回りは?

UPSTART HOLDINGS INCの配当利回りは0.00%です。

UPSTの品質スコア(Quality Score)は?

当社のAIはUPSTの総合財務品質を100点中38点と評価しています。収益性・成長性・負債・利益の安定性に基づく評価です。

UPSTは今が買い時ですか?

当社AIのタイミングスコアは100点中26点で、テクニカル指標とモメンタムから見た現在価格の相対的な魅力度を示します。

UPSTはどのセクターに属しますか?

UPSTART HOLDINGS INCはFinancial Services >> Credit Servicesセクターに分類されます(NASDAQ市場)

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-03-31)

UPST AI Analysis Summary

Our AI summary for UPST: UPSTART HOLDINGS INC (NASDAQ), Financial Services >> Credit Services sector. The stock currently trades at a P/E of 46.18, ROE of 6.74%, a dividend yield of 0.00%. Its financial Quality Score stands at 38/100 — fundamentals below the market average. The AI Timing Score is 26/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

UPST

UPSTART HOLDINGS INC
USD 27.44
0.40 (1.48%) Day Change
46.18
P/E
2.38
D/E
6.7%
ROE
1.7%
ROA
0.00%
Div Yield
-2.09
PEG
USD 27.44
Price
0.40 (1.48%)
Day Change
NEWS SCORE: 99

UPST, ファンダメンタルスコアはnot good ( ファンダメンタル = 38) そして テクニカルスコアは ...(Sign In to See)...

38

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
P/Eが高い。割高銘柄。
ROEが低い
ROAが低い
ROEの伸びが低い
平均ROEが低い
ROAがROEに比べて低い
ROAの伸びが低い
NPMが低い
NPMの伸びが低い

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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Unlock timing signals and detailed reasons
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In details, quality factors are not good , financial health is not good , and ability to make profit is ok , ...

Deepscope 分析 44%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
2799
  Magic Formula Rank by ROE
2799
  Magic Formula Rank by ROIC
2895
  Price 27.44
  PBV / Sector
3.53 / 4.67
  Earning Per Share 0.52
  PE / Sector
46.18 / 13.71
  PEG or PE/Growth / Sector
-2.09 / 0.12
  Average 1M Daily Value
103.31 M
GREAT
  Average 1W Daily Value
102.80 M
GREAT
Timing Factors 28%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 37%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
ポイントになる統計 64%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
4.25 / 69.56
  NPM Average (%) / Sector
-13.30 / 32.21
  NPM Change Average (%) / Sector
10.55 / 23.87
GOOD
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.67 / 5.73
  ROA Average (%) / Sector
-3.90 / 4.78
  ROA Change Average (%) / Sector
-20.71 / 8.81
  ROE (%) / Sector
6.74 / 25.41
  ROE Average (%) / Sector
-12.16 / 10.57
  ROE Change Average (%) / Sector
-11.25 / 8.94
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
配当 4%
X
  Dividend (%) / Sector
N/A / 2.40
  Dividend Average (%) / Sector
N/A / 4.16
  Dividend Change Average (%) / Sector
N/A / 18.70
登録情報
X
  Analyze Date 2026-08-01 08:00:38
  Symbol UPST
  Name UPSTART HOLDINGS INC
  Sector Financial Services >> Credit Services
  Market NASDAQ
  Listed Shares 95.71 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 2,588.04 / 43,886.28
ニュース
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 2950 South Delaware Street, San Mateo, CA, United States, 94403

Phone: 833 212 2461

Website: https://www.upstart.com

Employees: 1,405

Sector: Financial Services >> Credit Services

Description: Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
4
4
4
Buy
2
2
2
Hold
7
7
7
Sell
1
1
1
Strong Sell
1
1
1
Consensus
Hold 3.47
Hold 3.47
Hold 3.47
Target Price
USD 43.93
USD 40.13
USD 39.80

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Credit Services

UPST (ME)
Sector Peers
Bubble size = Market Cap

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同業種の銘柄

Financial Services › Credit Services

同じ基準で分析・時価総額順

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UPST
UPST
USD 27.44 (1.48%)
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