OPHCのPER（株価収益率）は？

Optimumbank Holdings, Inc.（OPHC）は現在PER 5.53倍で取引されています。

OPHCのROE（自己資本利益率）は？

Optimumbank Holdings, Inc.のROEは15.25%です。

OPHCの配当利回りは？

Optimumbank Holdings, Inc.の配当利回りは0.00%です。

OPHCの品質スコア（Quality Score）は？

当社のAIはOPHCの総合財務品質を100点中77点と評価しています。収益性・成長性・負債・利益の安定性に基づく評価です。

OPHCは今が買い時ですか？

当社AIのタイミングスコアは100点中91点で、テクニカル指標とモメンタムから見た現在価格の相対的な魅力度を示します。

OPHCはどのセクターに属しますか？

Optimumbank Holdings, Inc.はFinancial Services >> Banks - Regionalセクターに分類されます（NYSE MKT市場）

OPHC (NYSE MKT) 株価分析 | OPTIMUMBANK HOLDINGS, INC.

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-04 | FS: 2026-06-30)

OPHC AI Analysis Summary

Our AI summary for OPHC: Optimumbank Holdings, Inc. (NYSE MKT), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 5.53, ROE of 15.25%, a dividend yield of 0.00%. Its financial Quality Score stands at 77/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

OPHC

Optimumbank Holdings, Inc.

US:NYSE MKT STOCK Financial Services >> Banks - Regional News 94

USD 9.00

-0.21 (-2.33%) Day Change

Watchlist Portfolio Compare Chart

5.53

P/E

0.02

D/E

15.3%

ROE

1.5%

ROA

0.00%

Div Yield

0.20

PEG

Data partially updated

OPTIMUMBANK HOLDINGS, INC.
TYPE: STOCK
MARKET: NYSE MKT

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USD 9.00 Price -0.21 (-2.33%) Day Change	NEWS SCORE: 94

OPHC, ファンダメンタルスコアはgood ( ファンダメンタル = 77) そしてテクニカルスコアは ...(Sign In to See)...

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77 QUALITY

Signal: OUTPERFORM

Signal Description: Company financial health is Good

Reason: ROAが低い
平均ROAが低い
平均ROAが低い

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is very good , ...

Deepscope 分析

58%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	94
Magic Formula Rank by ROA	1271
Magic Formula Rank by ROE	1271
Magic Formula Rank by ROIC	1470
Price	9.00
PBV / Sector	0.84 / 1.34 GREAT
Earning Per Share	1.63

PE / Sector	5.53 / 13.69 GREAT
PEG or PE/Growth / Sector	0.20 / 0.01 GREAT
Average 1M Daily Value	1.02 M GREAT
Average 1W Daily Value	2.49 M GREAT

Timing Factors

85%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

50%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

ポイントになる統計

81%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	26.06 / 25.98 GREAT
NPM Average (%) / Sector	20.70 / 20,092.93 GREAT
NPM Change Average (%) / Sector	11.10 / 20.72 GOOD
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.46 / 1,212.43
ROA Average (%) / Sector	1.17 / 243.35
ROA Change Average (%) / Sector	24.20 / 41,311.11 GREAT
ROE (%) / Sector	15.25 / 2,096.47
ROE Average (%) / Sector	11.41 / 427.43
ROE Change Average (%) / Sector	25.09 / 5,460.63 GREAT
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

配当

Dividend (%) / Sector	N/A / 2.49
Dividend Average (%) / Sector	N/A / 46.24
Dividend Change Average (%) / Sector	N/A / -0.22

登録情報

Analyze Date	2026-08-05 08:00:38
Symbol	OPHC
Name	OPTIMUMBANK HOLDINGS, INC.
Sector	Financial Services >> Banks - Regional
Market	NYSE MKT
Listed Shares	12.27 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	113.24 / 7,069.04

ニュース

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308

Phone: 954 900 2800

Website: https://www.optimumbank.com

Employees: 98

Sector: Financial Services >> Banks - Regional

Description: OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.