What is DAVE's P/E ratio?

DAVE INC (DAVE) currently trades at a P/E ratio of 21.34.

DAVE INC reports a Return on Equity (ROE) of 110.41%.

What is DAVE's dividend yield?

DAVE INC offers a dividend yield of 0.00%.

What is DAVE's Quality Score?

Our AI rates DAVE's overall financial quality at 54 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy DAVE?

Our AI Timing Score for DAVE is 69 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does DAVE belong to?

DAVE INC is classified under the Technology >> Software - Application sector on the NASDAQ exchange

DAVE (NASDAQ) Stock Analysis | DAVE INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

DAVE AI Analysis Summary

Our AI summary for DAVE: DAVE INC (NASDAQ), Technology >> Software - Application sector. The stock currently trades at a P/E of 21.34, ROE of 110.41%, a dividend yield of 0.00%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 69/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

DAVE

DAVE INC

US:NASDAQ STOCK Technology >> Software - Application News 99

USD 372.69

-4.95 (-1.31%) Day Change

Watchlist Portfolio Compare Chart

21.34

P/E

1.32

D/E

110.4%

ROE

42.4%

ROA

0.00%

Div Yield

-1.50

PEG

DAVE INC
TYPE: STOCK
MARKET: NASDAQ

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USD 372.69 Price -4.95 (-1.31%) Day Change	NEWS SCORE: 99

DAVE, the overall quality is not quite good ( Quality = 54) and the timing to buy is ...(Sign In to See)...

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54 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

52%

In Recommendations?	In "Invest - GOOD" Section
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	583
Magic Formula Rank by ROE	583
Magic Formula Rank by ROIC	554
Price	372.69
PBV / Sector	23.56 / 30.40
Earning Per Share	17.46

PE / Sector	21.34 / 32.04
PEG or PE/Growth / Sector	-1.50 / 0.20
Average 1M Daily Value	184.94 M GREAT
Average 1W Daily Value	166.70 M GREAT

Timing Factors

42%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

56%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

68%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	37.21 / 17.31 GREAT
NPM Average (%) / Sector	1.51 / 8.49
NPM Change Average (%) / Sector	-35.51 / 1.43
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	42.41 / 21.63 GREAT
ROA Average (%) / Sector	9.07 / 9.65
ROA Change Average (%) / Sector	-40.66 / -12.47
ROE (%) / Sector	110.41 / 86.86 GREAT
ROE Average (%) / Sector	4.17 / 17.99
ROE Change Average (%) / Sector	-9.03 / -183.02
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

Dividend (%) / Sector	N/A / 0.62
Dividend Average (%) / Sector	N/A / 20.26
Dividend Change Average (%) / Sector	N/A / 64.74

Registration Details

Analyze Date	2026-08-01 07:59:42
Symbol	DAVE
Name	DAVE INC
Sector	Technology >> Software - Application
Market	NASDAQ
Listed Shares	11.40 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	4,801.41 / 16,243.98

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 1265 South Cochran Avenue, Los Angeles, CA, United States, 90019

Phone: 844 857 3283

Website: https://dave.com

Employees: 280

Sector: Technology >> Software - Application

Description: Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company also provides Dave Checking, a digital demand deposit account. Dave Inc. was founded in 2015 and is headquartered in Los Angeles, California.