What is CHMG's P/E ratio?

CHEMUNG FINANCIAL CORP (CHMG) currently trades at a P/E ratio of 13.39.

CHEMUNG FINANCIAL CORP reports a Return on Equity (ROE) of 6.95%.

What is CHMG's dividend yield?

CHEMUNG FINANCIAL CORP offers a dividend yield of 1.95%.

What is CHMG's Deepscope Quality Score?

Deepscope rates CHMG's overall financial quality at 31 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy CHMG?

Deepscope's AI Timing Score for CHMG is 87 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does CHMG belong to?

CHEMUNG FINANCIAL CORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange.

CHMG (NASDAQ) Stock Analysis | CHEMUNG FINANCIAL CORP

Stock Check Daily update data at 9:30 AM
(Price: 2026-06-02 | FS: 2026-03-31)

CHMG

CHEMUNG FINANCIAL CORP

USD 69.25

-1.73 (-2.50%) Day Change

Watchlist Portfolio Compare Chart

13.39

P/E

0.17

D/E

7.0%

ROE

0.7%

ROA

1.95%

Div Yield

-0.71

PEG

CHEMUNG FINANCIAL CORP
TYPE: STOCK
MARKET: NASDAQ

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USD 69.25 Price -1.73 (-2.50%) Day Change	NEWS SCORE: 98

CHMG, the overall quality is not good ( Quality = 31) but the timing to buy is ...(Sign In to See)...

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31 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Lorem ipsum dolor sit amet

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

45%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	98
Magic Formula Rank by ROA	2433
Magic Formula Rank by ROE	2433
Magic Formula Rank by ROIC	2500
Price	69.25
PBV / Sector	1.26 / 1.14 GOOD
Earning Per Share	3.82

PE / Sector	13.39 / 12.74
PEG or PE/Growth / Sector	-0.71 / 0.62
Average 1M Daily Value	3.14 M GREAT
Average 1W Daily Value	3.24 M GREAT

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

58%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

60%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	12.83 / 18.84
NPM Average (%) / Sector	17.96 / 19,649.46 GREAT
NPM Change Average (%) / Sector	-15.78 / -14.40
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	0.67 / 1.12
ROA Average (%) / Sector	0.82 / 1.09
ROA Change Average (%) / Sector	-9.52 / -15.68
ROE (%) / Sector	6.95 / 10.34
ROE Average (%) / Sector	10.80 / 10.16
ROE Change Average (%) / Sector	-17.23 / -12.73
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	1.95 / 2.75
Dividend Average (%) / Sector	2.51 / 3.76
Dividend Change Average (%) / Sector	-9.64 / 2.46

Registration Details

Analyze Date	2026-06-03 09:11:52
Symbol	CHMG
Name	CHEMUNG FINANCIAL CORP
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	4.82 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	331.12 / 5,871.40

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: One Chemung Canal Plaza, Elmira, NY, United States, 14901

Phone: 607 737 3711

Website: https://www.chemungcanal.com

Employees: 348

Sector: Financial Services >> Banks - Regional

Description: Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans, as well as automobile loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. The company was founded in 1833 and is based in Elmira, New York.