What is FRME's P/E ratio?

First Merchants Corporation (FRME) currently trades at a P/E ratio of 14.43.

First Merchants Corporation reports a Return on Equity (ROE) of 6.89%.

What is FRME's dividend yield?

First Merchants Corporation offers a dividend yield of 3.35%.

What is FRME's Quality Score?

Our AI rates FRME's overall financial quality at 31 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy FRME?

Our AI Timing Score for FRME is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does FRME belong to?

First Merchants Corporation is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

First Merchants Corporation (FRME) Stock Price

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-03 | FS: 2026-06-30)

FRME AI Analysis Summary

Our AI summary for FRME: First Merchants Corporation (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 14.43, ROE of 6.89%, a dividend yield of 3.35%. Its financial Quality Score stands at 31/100 — fundamentals below the market average. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

FRME

First Merchants Corporation

US:NASDAQ STOCK Financial Services >> Banks - Regional

USD 43.63

0.49 (1.14%) Day Change

Watchlist Portfolio Compare Chart

14.43

P/E

0.04

D/E

6.9%

ROE

0.9%

ROA

3.35%

Div Yield

12.66

PEG

FIRST MERCHANTS CORPORATION
TYPE: STOCK
MARKET: NASDAQ

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USD 43.63 Price 0.49 (1.14%) Day Change	NEWS SCORE: N/A

FRME, the overall quality is not good ( Quality = 31) but the timing to buy is ...(Sign In to See)...

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31 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

47%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	N/A
Magic Formula Rank by ROA	2213
Magic Formula Rank by ROE	2213
Magic Formula Rank by ROIC	2429
Price	43.63
PBV / Sector	0.99 / 1.35 GREAT
Earning Per Share	3.02

PE / Sector	14.43 / 13.46
PEG or PE/Growth / Sector	12.66 / 0.47
Average 1M Daily Value	20.30 M GREAT
Average 1W Daily Value	15.44 M GREAT

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

54%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

62%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	17.08 / 20.48 GOOD
NPM Average (%) / Sector	22.25 / 20,091.83 GREAT
NPM Change Average (%) / Sector	-12.70 / -8.93
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	0.87 / 1,212.43
ROA Average (%) / Sector	1.12 / 243.35
ROA Change Average (%) / Sector	-7.50 / 41,311.08
ROE (%) / Sector	6.89 / 2,096.48
ROE Average (%) / Sector	9.13 / 427.43
ROE Change Average (%) / Sector	-10.23 / 5,460.63
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

33%

Dividend (%) / Sector	3.35 / 2.50 GOOD
Dividend Average (%) / Sector	3.65 / 46.39
Dividend Change Average (%) / Sector	-0.22 / -0.04

Registration Details

Analyze Date	2026-08-04 08:01:32
Symbol	FRME
Name	FIRST MERCHANTS CORPORATION
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	62.21 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	2,683.55 / 7,019.59

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 200 East Jackson Street, Muncie, IN, United States, 47305-2814

Phone: 765 747 1500

Website: https://www.firstmerchants.com

Employees: 2,086

Sector: Financial Services >> Banks - Regional

Description: First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, refinance, construction or renovation of residential properties, agricultural lending, treasury management services and depository products. It also provides personal and commercial wealth management services, brokerage, investment management, private banking, fiduciary estate, and financial planning services. The company operates banking locations in Indiana, Ohio, and Michigan counties. It offers its services through electronic and mobile delivery channels. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana.