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Midland States Bancorp, Inc. (MSBI) Stock Price
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MSBI Stock Price & Analysis — Midland States Bancorp, Inc. (Financial Services >> Banks - Regional)

MSBI FAQ

What is MSBI's P/E ratio?

Midland States Bancorp, Inc. (MSBI) currently trades at a P/E ratio of 15.48.

What is MSBI's ROE?

Midland States Bancorp, Inc. reports a Return on Equity (ROE) of 7.55%.

What is MSBI's dividend yield?

Midland States Bancorp, Inc. offers a dividend yield of 3.80%.

What is MSBI's Quality Score?

Our AI rates MSBI's overall financial quality at 8 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy MSBI?

Our AI Timing Score for MSBI is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does MSBI belong to?

Midland States Bancorp, Inc. is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-08-04 | FS: 2026-06-30)

MSBI AI Analysis Summary

Our AI summary for MSBI: Midland States Bancorp, Inc. (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 15.48, ROE of 7.55%, a dividend yield of 3.80%. Its financial Quality Score stands at 8/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

MSBI

Midland States Bancorp, Inc.
USD 34.53
0.29 (0.85%) Day Change
15.48
P/E
0.51
D/E
7.6%
ROE
0.6%
ROA
3.80%
Div Yield
-0.09
PEG

MIDLAND STATES BANCORP, INC.
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 34.53
Price
0.29 (0.85%)
Day Change
NEWS SCORE: N/A

MSBI, the overall quality is not good ( Quality = 8) but the timing to buy is ...(Sign In to See)...

8

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Growth of ROA was below our criteria in the last year.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors 41%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score N/A
  Magic Formula Rank by ROA
N/A
  Magic Formula Rank by ROE
N/A
  Magic Formula Rank by ROIC
N/A
  Price 34.53
  PBV / Sector
1.25 / 1.34
GOOD
  Earning Per Share 2.09
  PE / Sector
15.48 / 13.69
  PEG or PE/Growth / Sector
-0.09 / 0.01
  Average 1M Daily Value
6.11 M
  Average 1W Daily Value
6.77 M
Timing Factors 85%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 52%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 64%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
9.71 / 25.98
  NPM Average (%) / Sector
25.28 / 20,092.93
GREAT
  NPM Change Average (%) / Sector
-79.60 / 20.72
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
0.64 / 1,212.43
  ROA Average (%) / Sector
0.30 / 243.35
  ROA Change Average (%) / Sector
-170.54 / 41,311.11
  ROE (%) / Sector
7.55 / 2,096.47
  ROE Average (%) / Sector
2.73 / 427.43
  ROE Change Average (%) / Sector
-179.18 / 5,460.63
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 62%
X
  Dividend (%) / Sector
3.80 / 2.49
GOOD
  Dividend Average (%) / Sector
5.13 / 46.24
GREAT
  Dividend Change Average (%) / Sector
-5.59 / -0.22
Registration Details
X
  Analyze Date 2026-08-05 08:00:33
  Symbol MSBI
  Name MIDLAND STATES BANCORP, INC.
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 20.75 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 710.55 / 7,069.04
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 1201 Network Centre Drive, Effingham, IL, United States, 62401

Phone: 217 342 7321

Website: https://www.midlandsb.com

Employees: 839

Sector: Financial Services >> Banks - Regional

Description: Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
0
0
0
Buy
0
0
0
Hold
4
4
4
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Hold 3.00
Hold 3.00
Hold 3.00
Target Price
USD 26.25
USD 28.25
USD 33.25

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

MSBI (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

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MSBI
MSBI
USD 34.53 (0.85%)
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