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Norwood Financial Corp (NWFL) Stock Price
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NWFL Stock Price & Analysis — Norwood Financial Corp (Financial Services >> Banks - Regional)

NWFL FAQ

What is NWFL's P/E ratio?

Norwood Financial Corp (NWFL) currently trades at a P/E ratio of 12.89.

What is NWFL's ROE?

Norwood Financial Corp reports a Return on Equity (ROE) of 9.96%.

What is NWFL's dividend yield?

Norwood Financial Corp offers a dividend yield of 3.74%.

What is NWFL's Quality Score?

Our AI rates NWFL's overall financial quality at 31 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy NWFL?

Our AI Timing Score for NWFL is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does NWFL belong to?

Norwood Financial Corp is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-08-04 | FS: 2026-06-30)

NWFL AI Analysis Summary

Our AI summary for NWFL: Norwood Financial Corp (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 12.89, ROE of 9.96%, a dividend yield of 3.74%. Its financial Quality Score stands at 31/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

NWFL

Norwood Financial Corp
USD 34.07
-0.06 (-0.18%) Day Change
12.89
P/E
9.04
D/E
10.0%
ROE
1.0%
ROA
3.74%
Div Yield
USD 34.07
Price
-0.06 (-0.18%)
Day Change
NEWS SCORE: 99

NWFL, the overall quality is not good ( Quality = 31) but the timing to buy is ...(Sign In to See)...

31

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not good , and ability to make profit is ok , ...

Quality Factors 50%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
2113
  Magic Formula Rank by ROE
2113
  Magic Formula Rank by ROIC
2227
  Price 34.07
  PBV / Sector
1.28 / 1.34
GOOD
  Earning Per Share 2.64
  PE / Sector
12.89 / 13.69
GOOD
  PEG or PE/Growth / Sector
N/A / 0.01
  Average 1M Daily Value
1.19 M
GREAT
  Average 1W Daily Value
1.38 M
GREAT
Timing Factors 57%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 37%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 66%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
19.97 / 25.98
GOOD
  NPM Average (%) / Sector
18.10 / 20,092.93
GREAT
  NPM Change Average (%) / Sector
-3,294.74 / 20.72
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
0.99 / 1,212.43
  ROA Average (%) / Sector
0.86 / 243.35
  ROA Change Average (%) / Sector
-4,209.76 / 41,311.11
  ROE (%) / Sector
9.96 / 2,096.47
  ROE Average (%) / Sector
9.62 / 427.43
  ROE Change Average (%) / Sector
-3,888.78 / 5,460.63
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 54%
X
  Dividend (%) / Sector
3.74 / 2.49
GOOD
  Dividend Average (%) / Sector
4.14 / 46.24
GOOD
  Dividend Change Average (%) / Sector
-0.04 / -0.22
Registration Details
X
  Analyze Date 2026-08-05 08:00:37
  Symbol NWFL
  Name NORWOOD FINANCIAL CORP
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 10.89 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 371.74 / 7,069.04
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 717 Main Street, Honesdale, PA, United States, 18431

Phone: 570 253 1455

Website: https://wayne.bank

Employees: 275

Sector: Financial Services >> Banks - Regional

Description: Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it offers annuity and insurance products; and engages in mutual fund sale, advisory services, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
1
1
1
Buy
0
0
0
Hold
2
2
2
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Buy 3.67
Buy 3.67
Buy 3.67
Target Price
USD 33.50
USD 33.50
USD 36.50

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

NWFL (ME)
Sector Peers
Bubble size = Market Cap

Click a bubble to view stock details  ·  Bubble size represents market capitalization share

Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

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NWFL
NWFL
USD 34.07 (-0.18%)
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