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QFIN (NASDAQ) Stock Analysis | 360 FINANCE INC – Deepscope
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QFIN — 360 FINANCE INC (Financial Services >> Credit Services)

QFIN FAQ

What is QFIN's P/E ratio?

360 FINANCE INC (QFIN) currently trades at a P/E ratio of 0.41.

What is QFIN's ROE?

360 FINANCE INC reports a Return on Equity (ROE) of 20.80%.

What is QFIN's dividend yield?

360 FINANCE INC offers a dividend yield of 9.11%.

What is QFIN's Deepscope Quality Score?

Deepscope rates QFIN's overall financial quality at 54 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy QFIN?

Deepscope's AI Timing Score for QFIN is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does QFIN belong to?

360 FINANCE INC is classified under the Financial Services >> Credit Services sector on the NASDAQ exchange.

Stock Check   *Daily update data at 9:30 AM*
(Price: 2026-06-02 | FS: 2026-03-31)

QFIN

360 FINANCE INC
USD 16.56
-0.35 (-2.07%) Day Change
0.41
P/E
0.09
D/E
20.8%
ROE
9.3%
ROA
9.11%
Div Yield
0.01
PEG
USD 16.56
Price
-0.35 (-2.07%)
Day Change
NEWS SCORE: 81

QFIN, the overall quality is not quite good ( Quality = 54) but the timing to buy is ...(Sign In to See)...

54

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
Acceleration of ROE growth rate is below our criteria.
ROE is decreasing significantly
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Growth of ROA was below our criteria in the last year.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
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In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is very good , ...

Quality Factors 57%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 81
  Magic Formula Rank by ROA
116
  Magic Formula Rank by ROE
116
  Magic Formula Rank by ROIC
229
  Price 16.56
  PBV / Sector
0.08 / 3.82
GREAT
  Earning Per Share 40.59
  PE / Sector
0.41 / 13.65
GREAT
  PEG or PE/Growth / Sector
0.01 / 0.10
GREAT
  Average 1M Daily Value
26.44 M
GREAT
  Average 1W Daily Value
55.75 M
Timing Factors 71%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 58%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 81%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
28.91 / 69.35
GREAT
  NPM Average (%) / Sector
29.41 / 32.18
GREAT
  NPM Change Average (%) / Sector
6.28 / 22.57
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
9.32 / 5.76
  ROA Average (%) / Sector
10.37 / 4.80
  ROA Change Average (%) / Sector
0.68 / 7.85
  ROE (%) / Sector
20.80 / 23.79
GOOD
  ROE Average (%) / Sector
22.33 / 10.25
GOOD
  ROE Change Average (%) / Sector
0.85 / 7.29
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 100%
X
  Dividend (%) / Sector
9.11 / 2.90
GREAT
  Dividend Average (%) / Sector
5.82 / 4.16
GREAT
  Dividend Change Average (%) / Sector
31.28 / 18.35
GREAT
Registration Details
X
  Analyze Date 2026-06-03 09:11:30
  Symbol QFIN
  Name 360 FINANCE INC
  Sector Financial Services >> Credit Services
  Market NASDAQ
  Listed Shares 121.75 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 2,058.82 / 39,244.34
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: Building 1, Shanghai, China, 200331

Phone: 86 21 5835 7668

Website: https://www.qfin.com

Employees: 3,557

Sector: Financial Services >> Credit Services

Description: Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

ME vs SECTOR Financial Services >> Credit Services

QFIN (ME)
Sector Peers
Bubble size = Market Cap

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QFIN
QFIN
USD 16.56 (-2.07%)
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