What is UFCS's P/E ratio?

UNITED FIRE GROUP INC (UFCS) currently trades at a P/E ratio of 10.23.

UNITED FIRE GROUP INC reports a Return on Equity (ROE) of 13.73%.

What is UFCS's dividend yield?

UNITED FIRE GROUP INC offers a dividend yield of 1.30%.

What is UFCS's Quality Score?

Our AI rates UFCS's overall financial quality at 23 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy UFCS?

Our AI Timing Score for UFCS is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does UFCS belong to?

UNITED FIRE GROUP INC is classified under the Financial Services >> Insurance - Property & Casualty sector on the NASDAQ exchange

UFCS (NASDAQ) Stock Analysis | UNITED FIRE GROUP INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

UFCS AI Analysis Summary

Our AI summary for UFCS: UNITED FIRE GROUP INC (NASDAQ), Financial Services >> Insurance - Property & Casualty sector. The stock currently trades at a P/E of 10.23, ROE of 13.73%, a dividend yield of 1.30%. Its financial Quality Score stands at 23/100 — fundamentals below the market average. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

UFCS

UNITED FIRE GROUP INC

USD 51.36

-0.69 (-1.33%) Day Change

Watchlist Portfolio Compare Chart

10.23

P/E

0.15

D/E

13.7%

ROE

3.3%

ROA

1.30%

Div Yield

-0.06

PEG

UNITED FIRE GROUP INC
TYPE: STOCK
MARKET: NASDAQ

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USD 51.36 Price -0.69 (-1.33%) Day Change	NEWS SCORE: 98

UFCS, the overall quality is not good ( Quality = 23) but the timing to buy is ...(Sign In to See)...

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23 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not quite good , and ability to make profit is not quite good , ...

Quality Factors

47%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	98
Magic Formula Rank by ROA	1117
Magic Formula Rank by ROE	1117
Magic Formula Rank by ROIC	944
Price	51.36
PBV / Sector	1.40 / 2.21 GOOD
Earning Per Share	5.02

PE / Sector	10.23 / 13.80 GOOD
PEG or PE/Growth / Sector	-0.06 / -0.27
Average 1M Daily Value	7.72 M
Average 1W Daily Value	6.78 M

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

54%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

52%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	9.16 / 15.20
NPM Average (%) / Sector	4.29 / 7.34
NPM Change Average (%) / Sector	-120.29 / -24.22
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	3.34 / 8.10
ROA Average (%) / Sector	1.55 / 3.68
ROA Change Average (%) / Sector	-121.85 / -20.79
ROE (%) / Sector	13.73 / 21.72
ROE Average (%) / Sector	6.44 / 14.10
ROE Change Average (%) / Sector	-131.85 / -33.54
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	1.30 / 1.07
Dividend Average (%) / Sector	2.25 / 2.97
Dividend Change Average (%) / Sector	-11.73 / -3.53

Registration Details

Analyze Date	2026-08-01 08:00:37
Symbol	UFCS
Name	UNITED FIRE GROUP INC
Sector	Financial Services >> Insurance - Property & Casualty
Market	NASDAQ
Listed Shares	25.66 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	1,335.40 / 15,351.29

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 118 Second Avenue SE, Cedar Rapids, IA, United States, 52401

Phone: 319 399 5700

Website: https://www.ufginsurance.com

Employees: 846

Sector: Financial Services >> Insurance - Property & Casualty

Description: United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing. The company also offers marine specialty, professional liability, and earthquake coverages; specialty and surplus lines coverage; and reinsurance coverage for property and casualty insurance. It sells its products through a network of independent agencies. United Fire Group, Inc. was incorporated in 1946 and is headquartered in Cedar Rapids, Iowa.