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UNTY Stock Analysis — UNITY BANCORP INC (Financial Services >> Banks - Regional)
UNTY FAQ
What is UNTY's P/E ratio?
UNITY BANCORP INC (UNTY) currently trades at a P/E ratio of 10.05.
What is UNTY's ROE?
UNITY BANCORP INC reports a Return on Equity (ROE) of 15.77%.
What is UNTY's dividend yield?
UNITY BANCORP INC offers a dividend yield of 1.05%.
What is UNTY's Quality Score?
Our AI rates UNTY's overall financial quality at 62 out of 100, based on profitability, growth, debt and earnings stability.
Is now a good time to buy UNTY?
Our AI Timing Score for UNTY is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.
Which sector does UNTY belong to?
UNITY BANCORP INC is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange
UNTY AI Analysis Summary
Our AI summary for UNTY: UNITY BANCORP INC (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 10.05, ROE of 15.77%, a dividend yield of 1.05%. Its financial Quality Score stands at 62/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.
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USD 58.89
Price
0.22
(0.37%)
Day Change
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UNTY, the overall quality is ok ( Quality = 62) and the timing to buy is ...(Sign In to See)...
Loading chart...
- Signal
- NEUTRAL
- Signal Description
- Company financial health is OK
- Reason
-
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria
88 Sign in
TIMING
- Signal
- OUTPERFORM
- Signal Descri...
- Good
- Reason
- Momentum indicators aligned on the daily timeframe
In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is ok , ...
| Quality Factors |
|
51% |
| In Recommendations? | Not in any sections |
| Select Rate | 0.00 From 30 days period |
| Watch Rate | 0.00 From 30 days period |
| News Score | N/A |
| Magic Formula Rank by ROA |
1440
|
| Magic Formula Rank by ROE |
1440
|
| Magic Formula Rank by ROIC |
1714
|
| Price | 58.89 |
| PBV / Sector |
1.58 / 1.42
GOOD
|
| Earning Per Share | 5.86 |
| PE / Sector |
10.05 / 13.75
GOOD
|
| PEG or PE/Growth / Sector |
0.58 / 0.61
GOOD
|
| Average 1M Daily Value |
3.90 M
GREAT
|
| Average 1W Daily Value |
3.40 M
GREAT
|
| Timing Factors |
|
71% |
| Financial Health |
|
50% |
| Ability to Make Profit |
|
68% |
| Return to Investors |
|
12% |
| Registration Details |
| Analyze Date | 2026-08-01 08:00:38 |
| Symbol | UNTY |
| Name | UNITY BANCORP INC |
| Sector | Financial Services >> Banks - Regional |
| Market | NASDAQ |
| Listed Shares | 10.04 M |
| Par Value | N/A |
| Calculated From | Quarter |
| Sign | N/A |
| Market Cap (M.USD) / Sector Average | 589.10 / 6,970.30 |
| News, Concensus, ... |
| Estimation Consensus | See at WSJ.com |
| Full details | See at WSJ.com |
| Chart | See in Chart feature |
| News | See at Yahoo Finance |
Address: 64 Old Highway 22, Clinton, NJ, United States, 08809
Phone: 908 730 7630
Website: https://www.unitybank.com
Employees: 249
Description: Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equity and personal loans; and owner and non-owner-occupied commercial mortgages. In addition, it is involved in the residential construction, commercial, and industrial lending activities secured by business assets, including real estate, receivables, inventory, and equipment. Further, the company offers credit and debit cards, wire transfers, safe deposit boxes, automated teller, and internet and mobile banking services; automated clearing house origination and remote deposit capture services; and business services, such as escrow account, merchant, and online services. Unity Bancorp, Inc. was founded in 1991 and is headquartered in Clinton, New Jersey.
Analyst Ratings & Target Price
ME vs SECTOR Financial Services >> Banks - Regional
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