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OPHC (NYSE MKT) Stock Analysis | OPTIMUMBANK HOLDINGS, INC. – Deepscope
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OPHC — OPTIMUMBANK HOLDINGS, INC. (Financial Services >> Banks - Regional)

OPHC FAQ

What is OPHC's P/E ratio?

OPTIMUMBANK HOLDINGS, INC. (OPHC) currently trades at a P/E ratio of 3.90.

What is OPHC's ROE?

OPTIMUMBANK HOLDINGS, INC. reports a Return on Equity (ROE) of 13.75%.

What is OPHC's dividend yield?

OPTIMUMBANK HOLDINGS, INC. offers a dividend yield of 0.00%.

What is OPHC's Deepscope Quality Score?

Deepscope rates OPHC's overall financial quality at 69 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy OPHC?

Deepscope's AI Timing Score for OPHC is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does OPHC belong to?

OPTIMUMBANK HOLDINGS, INC. is classified under the Financial Services >> Banks - Regional sector on the NYSE MKT exchange.

Stock Check   *Daily update data at 9:30 AM*
(Price: 2026-06-12 | FS: 2026-03-31)

OPHC

OPTIMUMBANK HOLDINGS, INC.
USD 5.52
-0.02 (-0.36%) Day Change
3.90
P/E
0.32
D/E
13.8%
ROE
1.4%
ROA
0.00%
Div Yield
0.14
PEG

OPTIMUMBANK HOLDINGS, INC.
TYPE: STOCK
MARKET: NYSE MKT

Compare   Watchlist   Myport
USD 5.52
Price
-0.02 (-0.36%)
Day Change
NEWS SCORE: 92

OPHC, the overall quality is ok ( Quality = 69) and the timing to buy is ...(Sign In to See)...

69

QUALITY

Signal
NEUTRAL
Signal Description
Company financial health is OK
Reason
ROA is relatively low.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
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In details, quality factors are ok , financial health is not quite good , and ability to make profit is good , ...

Quality Factors 61%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 92
  Magic Formula Rank by ROA
1199
  Magic Formula Rank by ROE
1199
  Magic Formula Rank by ROIC
1397
  Price 5.52
  PBV / Sector
0.54 / 1.20
GREAT
  Earning Per Share 1.42
  PE / Sector
3.90 / 13.35
GREAT
  PEG or PE/Growth / Sector
0.14 / 0.63
GREAT
  Average 1M Daily Value
0.11 M
GREAT
  Average 1W Daily Value
0.09 M
GREAT
Timing Factors 57%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 77%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
22.91 / 18.84
GREAT
  NPM Average (%) / Sector
20.07 / 19,649.46
GREAT
  NPM Change Average (%) / Sector
7.74 / -14.40
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.37 / 1.13
  ROA Average (%) / Sector
1.15 / 1.09
  ROA Change Average (%) / Sector
22.73 / -15.60
GREAT
  ROE (%) / Sector
13.75 / 10.39
  ROE Average (%) / Sector
11.11 / 10.14
  ROE Change Average (%) / Sector
22.34 / -12.65
GREAT
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 4%
X
  Dividend (%) / Sector
N/A / 2.73
  Dividend Average (%) / Sector
N/A / 3.76
  Dividend Change Average (%) / Sector
N/A / 1.92
Registration Details
X
  Analyze Date 2026-06-13 11:12:54
  Symbol OPHC
  Name OPTIMUMBANK HOLDINGS, INC.
  Sector Financial Services >> Banks - Regional
  Market NYSE MKT
  Listed Shares 12.27 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 67.97 / 6,146.04
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308

Phone: 954 900 2800

Website: https://www.optimumbank.com

Employees: 98

Sector: Financial Services >> Banks - Regional

Description: OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.

ME vs SECTOR Financial Services >> Banks - Regional

OPHC (ME)
Sector Peers
Bubble size = Market Cap

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OPHC
OPHC
USD 5.52 (-0.36%)
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