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CIA Stock Analysis — CITIZENS INC (Financial Services >> Insurance - Life)
CIA FAQ
What is CIA's P/E ratio?
CITIZENS INC (CIA) currently trades at a P/E ratio of 13.29.
What is CIA's ROE?
CITIZENS INC reports a Return on Equity (ROE) of 7.74%.
What is CIA's dividend yield?
CITIZENS INC offers a dividend yield of 0.00%.
What is CIA's Quality Score?
Our AI rates CIA's overall financial quality at 15 out of 100, based on profitability, growth, debt and earnings stability.
Is now a good time to buy CIA?
Our AI Timing Score for CIA is 26 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.
Which sector does CIA belong to?
CITIZENS INC is classified under the Financial Services >> Insurance - Life sector on the NYSE exchange
CIA AI Analysis Summary
Our AI summary for CIA: CITIZENS INC (NYSE), Financial Services >> Insurance - Life sector. The stock currently trades at a P/E of 13.29, ROE of 7.74%, a dividend yield of 0.00%. Its financial Quality Score stands at 15/100 — fundamentals below the market average. The AI Timing Score is 26/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.
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USD 4.73
Price
-0.13
(-2.67%)
Day Change
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CIA, the overall quality is not good ( Quality = 15) and the timing to buy is ...(Sign In to See)...
Loading chart...
- Signal
- UNDERPERFORM
- Signal Description
- Company financial health is Not Good
- Reason
-
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.
88 Sign in
TIMING
- Signal
- OUTPERFORM
- Signal Descri...
- Good
- Reason
- Momentum indicators aligned on the daily timeframe
In details, quality factors are not good , financial health is not good , and ability to make profit is ok , ...
| Quality Factors |
|
45% |
| In Recommendations? | Not in any sections |
| Select Rate | 0.00 From 30 days period |
| Watch Rate | 0.00 From 30 days period |
| News Score | 99 |
| Magic Formula Rank by ROA |
2295
|
| Magic Formula Rank by ROE |
2295
|
| Magic Formula Rank by ROIC |
2429
|
| Price | 4.73 |
| PBV / Sector |
1.03 / 2.92
GREAT
|
| Earning Per Share | 0.36 |
| PE / Sector |
13.29 / 12.77
|
| PEG or PE/Growth / Sector |
N/A / 0.17
|
| Average 1M Daily Value |
0.44 M
GREAT
|
| Average 1W Daily Value |
0.47 M
GREAT
|
| Timing Factors |
|
28% |
| Financial Health |
|
39% |
| Ability to Make Profit |
|
64% |
| Return to Investors |
|
4% |
| Registration Details |
| Analyze Date | 2026-08-01 07:59:38 |
| Symbol | CIA |
| Name | CITIZENS INC |
| Sector | Financial Services >> Insurance - Life |
| Market | NYSE |
| Listed Shares | 50.55 M |
| Par Value | N/A |
| Calculated From | Quarter |
| Sign | N/A |
| Market Cap (M.USD) / Sector Average | 245.69 / 21,582.16 |
| News, Concensus, ... |
| Estimation Consensus | See at WSJ.com |
| Full details | See at WSJ.com |
| Chart | See in Chart feature |
| News | See at Yahoo Finance |
Address: 11815 Alterra Parkway, Austin, TX, United States, 78758
Phone: 512 837 7100
Website: https://www.citizensinc.com
Employees: 243
Description: Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
ME vs SECTOR Financial Services >> Insurance - Life
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