What is ESNT's P/E ratio?

ESSENT GROUP LTD (ESNT) currently trades at a P/E ratio of 8.92.

ESSENT GROUP LTD reports a Return on Equity (ROE) of 12.05%.

What is ESNT's dividend yield?

ESSENT GROUP LTD offers a dividend yield of 1.88%.

What is ESNT's Quality Score?

Our AI rates ESNT's overall financial quality at 69 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy ESNT?

Our AI Timing Score for ESNT is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does ESNT belong to?

ESSENT GROUP LTD is classified under the Financial Services >> Insurance - Specialty sector on the NYSE exchange

ESNT (NYSE) Stock Analysis | ESSENT GROUP LTD

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

ESNT AI Analysis Summary

Our AI summary for ESNT: ESSENT GROUP LTD (NYSE), Financial Services >> Insurance - Specialty sector. The stock currently trades at a P/E of 8.92, ROE of 12.05%, a dividend yield of 1.88%. Its financial Quality Score stands at 69/100 — mid-range fundamentals relative to the market. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

ESNT

ESSENT GROUP LTD

US:NYSE STOCK Financial Services >> Insurance - Specialty

USD 65.96

-0.50 (-0.75%) Day Change

Watchlist Portfolio Compare Chart

8.92

P/E

0.09

D/E

12.1%

ROE

9.1%

ROA

1.88%

Div Yield

-2.75

PEG

ESSENT GROUP LTD
TYPE: STOCK
MARKET: NYSE

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USD 65.96 Price -0.50 (-0.75%) Day Change	NEWS SCORE: N/A

ESNT, the overall quality is ok ( Quality = 69) and the timing to buy is ...(Sign In to See)...

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69 QUALITY

Signal: NEUTRAL

Signal Description: Company financial health is OK

Reason: ROE is relatively low.
Acceleration of ROE growth rate is below our criteria.
Acceleration of ROA growth rate is below our criteria.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

52%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	N/A
Magic Formula Rank by ROA	306
Magic Formula Rank by ROE	306
Magic Formula Rank by ROIC	137
Price	65.96
PBV / Sector	1.08 / 1.76 GREAT
Earning Per Share	7.39

PE / Sector	8.92 / 16.60 GREAT
PEG or PE/Growth / Sector	-2.75 / 1.58
Average 1M Daily Value	28.05 M GREAT
Average 1W Daily Value	27.69 M GREAT

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

58%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

68%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	53.34 / 27.37 GREAT
NPM Average (%) / Sector	61.76 / 28.01 GREAT
NPM Change Average (%) / Sector	-9.64 / 1.93
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	9.07 / 4.51
ROA Average (%) / Sector	10.79 / 5.25
ROA Change Average (%) / Sector	-10.64 / 2.80
ROE (%) / Sector	12.05 / 11.39
ROE Average (%) / Sector	13.87 / 10.04
ROE Change Average (%) / Sector	-9.69 / 0.15
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	1.88 / 1.64
Dividend Average (%) / Sector	2.05 / 2.97
Dividend Change Average (%) / Sector	-5.23 / -5.06

Registration Details

Analyze Date	2026-08-01 07:59:47
Symbol	ESNT
Name	ESSENT GROUP LTD
Sector	Financial Services >> Insurance - Specialty
Market	NYSE
Listed Shares	92.15 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	6,124.48 / 5,327.10

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: Clarendon House, Hamilton, Bermuda, HM11

Phone: 441 297 9901

Website: https://ir.essentgroup.com

Employees: 520

Sector: Financial Services >> Insurance - Specialty

Description: Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.