What is PEBK's P/E ratio?

PEOPLES BANCORP OF NORTH CAROLINA (PEBK) currently trades at a P/E ratio of 11.23.

PEOPLES BANCORP OF NORTH CAROLINA reports a Return on Equity (ROE) of 12.57%.

What is PEBK's dividend yield?

PEOPLES BANCORP OF NORTH CAROLINA offers a dividend yield of 1.97%.

What is PEBK's Deepscope Quality Score?

Deepscope rates PEBK's overall financial quality at 54 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy PEBK?

Deepscope's AI Timing Score for PEBK is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does PEBK belong to?

PEOPLES BANCORP OF NORTH CAROLINA is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange.

PEBK (NASDAQ) Stock Analysis | PEOPLES BANCORP OF NORTH CAROLINA

Stock Check Daily update data at 9:30 AM
(Price: 2026-06-05 | FS: 2026-03-31)

PEBK

PEOPLES BANCORP OF NORTH CAROLINA

USD 43.08

1.02 (2.43%) Day Change

Watchlist Portfolio Compare Chart

11.23

P/E

0.10

D/E

12.6%

ROE

1.2%

ROA

1.97%

Div Yield

9.77

PEG

PEOPLES BANCORP OF NORTH CAROLINA
TYPE: STOCK
MARKET: NASDAQ

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USD 43.08 Price 1.02 (2.43%) Day Change	NEWS SCORE: 90

PEBK, the overall quality is not quite good ( Quality = 54) but the timing to buy is ...(Sign In to See)...

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54 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Lorem ipsum dolor sit amet

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

50%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	90
Magic Formula Rank by ROA	1963
Magic Formula Rank by ROE	1963
Magic Formula Rank by ROIC	2077
Price	43.08
PBV / Sector	1.41 / 1.15 GOOD
Earning Per Share	3.84

PE / Sector	11.23 / 12.90 GOOD
PEG or PE/Growth / Sector	9.77 / 0.62
Average 1M Daily Value	1.36 M GREAT
Average 1W Daily Value	1.59 M GREAT

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

50%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

64%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	18.34 / 18.84 GOOD
NPM Average (%) / Sector	18.66 / 19,649.48 GREAT
NPM Change Average (%) / Sector	-4.69 / -14.03
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.15 / 1.13
ROA Average (%) / Sector	1.05 / 1.09
ROA Change Average (%) / Sector	3.95 / -15.55
ROE (%) / Sector	12.57 / 10.39
ROE Average (%) / Sector	13.18 / 10.17
ROE Change Average (%) / Sector	-4.57 / -12.58
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	1.97 / 2.83
Dividend Average (%) / Sector	2.78 / 3.78
Dividend Change Average (%) / Sector	-9.08 / 3.56

Registration Details

Analyze Date	2026-06-06 09:09:06
Symbol	PEBK
Name	PEOPLES BANCORP OF NORTH CAROLINA
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	5.31 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	223.33 / 5,945.69

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 518 West C Street, Newton, NC, United States, 28658-4007

Phone: 828 464 5620

Website: https://www.peoplesbanknc.com

Employees: 268

Sector: Financial Services >> Banks - Regional

Description: Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States. The company offers deposit products. It also originates commercial real estate loans, commercial loans, construction and land development loans, single-family residential mortgage loans, as well as agricultural loans. In addition, the company provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, it operates as a clearinghouse for the provision of appraisal services for community banks; and acquires, manages, and disposes of real property, other collateral, and other assets obtained in the ordinary course of collecting debts. The company was founded in 1912 and is headquartered in Newton, North Carolina.