What is VBNK's P/E ratio?

VERSABANK (VBNK) currently trades at a P/E ratio of 20.09.

VERSABANK reports a Return on Equity (ROE) of 5.51%.

What is VBNK's dividend yield?

VERSABANK offers a dividend yield of 0.53%.

What is VBNK's Deepscope Quality Score?

Deepscope rates VBNK's overall financial quality at 8 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy VBNK?

Deepscope's AI Timing Score for VBNK is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does VBNK belong to?

VERSABANK is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange.

VBNK (NASDAQ) Stock Analysis | VERSABANK

Stock Check Daily update data at 9:30 AM
(Price: 2026-06-05 | FS: 2026-04-30)

VBNK

VERSABANK

USD 19.23

0.24 (1.26%) Day Change

Watchlist Portfolio Compare Chart

20.09

P/E

10.66

D/E

5.5%

ROE

0.5%

ROA

0.53%

Div Yield

1.24

PEG

VERSABANK
TYPE: STOCK
MARKET: NASDAQ

Compare Watchlist Myport

USD 19.23 Price 0.24 (1.26%) Day Change	NEWS SCORE: 93

VBNK, the overall quality is not good ( Quality = 8) but the timing to buy is ...(Sign In to See)...

Loading chart...

8 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
D/E ratio is relatively high

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Lorem ipsum dolor sit amet

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not good , and ability to make profit is good , ...

Quality Factors

50%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	93
Magic Formula Rank by ROA	2754
Magic Formula Rank by ROE	2754
Magic Formula Rank by ROIC	2798
Price	19.23
PBV / Sector	1.11 / 1.15 GREAT
Earning Per Share	0.96

PE / Sector	20.09 / 12.90
PEG or PE/Growth / Sector	1.24 / 0.62
Average 1M Daily Value	1.25 M GREAT
Average 1W Daily Value	2.89 M GREAT

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

41%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

72%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	9.34 / 18.84
NPM Average (%) / Sector	20.69 / 19,649.48 GREAT
NPM Change Average (%) / Sector	2.63 / -14.03
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	0.47 / 1.13
ROA Average (%) / Sector	0.70 / 1.09
ROA Change Average (%) / Sector	-4.37 / -15.55
ROE (%) / Sector	5.51 / 10.39
ROE Average (%) / Sector	7.69 / 10.17
ROE Change Average (%) / Sector	4.70 / -12.58
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	0.53 / 2.83
Dividend Average (%) / Sector	0.75 / 3.78
Dividend Change Average (%) / Sector	-13.51 / 3.56

Registration Details

Analyze Date	2026-06-06 09:08:30
Symbol	VBNK
Name	VERSABANK
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	32.20 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	610.61 / 5,945.69

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 140 Fullarton Street, London, ON, Canada, N6A 5P2

Phone: 519 645 1919

Website: https://www.versabank.com

Employees: 131

Sector: Financial Services >> Banks - Regional

Description: VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.