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XHG (NASDAQ) Stock Analysis | XCHANGE TEC.INC – Deepscope
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XHG Stock Analysis — XCHANGE TEC.INC (Financial Services >> Insurance Brokers)

XHG FAQ

What is XHG's ROE?

XCHANGE TEC.INC reports a Return on Equity (ROE) of 127.52%.

What is XHG's dividend yield?

XCHANGE TEC.INC offers a dividend yield of 0.00%.

What is XHG's Quality Score?

Our AI rates XHG's overall financial quality at 38 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy XHG?

Our AI Timing Score for XHG is 3 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does XHG belong to?

XCHANGE TEC.INC is classified under the Financial Services >> Insurance Brokers sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

XHG AI Analysis Summary

Our AI summary for XHG: XCHANGE TEC.INC (NASDAQ), Financial Services >> Insurance Brokers sector. The stock currently trades at a P/E of 0.00, ROE of 127.52%, a dividend yield of 0.00%. Its financial Quality Score stands at 38/100 — fundamentals below the market average. The AI Timing Score is 3/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

XHG

XCHANGE TEC.INC
USD 0.95
-0.03 (-3.04%) Day Change
-0.78
D/E
127.5%
ROE
-1,706.3%
ROA
0.00%
Div Yield
USD 0.95
Price
-0.03 (-3.04%)
Day Change
NEWS SCORE: 95

XHG, the overall quality is not good ( Quality = 38) and the timing to buy is ...(Sign In to See)...

38

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROA is relatively low.
Historical ROE is relatively low
Negative growth of ROE in the last year.
ROA is too relatively low compare to ROE
Current growth of ROA was below our criteria.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not good , financial health is not good , and ability to make profit is not good , ...

Quality Factors 48%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 95
  Magic Formula Rank by ROA
N/A
  Magic Formula Rank by ROE
N/A
  Magic Formula Rank by ROIC
N/A
  Price 0.95
  PBV / Sector
-0.06 / 0.71
  Earning Per Share -20.82
  PE / Sector
N/A / 26.51
  PEG or PE/Growth / Sector
N/A / 0.88
  Average 1M Daily Value
0.03 M
GREAT
  Average 1W Daily Value
1204.385420000000
Timing Factors 71%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 41%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 43%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
-171.32 / 10.11
  NPM Average (%) / Sector
-204.34 / 3.48
  NPM Change Average (%) / Sector
N/A / -54.36
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
-1,706.28 / 8.54
  ROA Average (%) / Sector
-192.26 / 6.23
  ROA Change Average (%) / Sector
39,450.37 / -49.52
GREAT
  ROE (%) / Sector
127.52 / 11.46
GREAT
  ROE Average (%) / Sector
7.26 / -7.34
  ROE Change Average (%) / Sector
37,479.92 / -101.61
GREAT
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 4%
X
  Dividend (%) / Sector
N/A / 0.78
  Dividend Average (%) / Sector
N/A / 6.14
  Dividend Change Average (%) / Sector
N/A / -2.05
Registration Details
X
  Analyze Date 2026-08-01 08:00:43
  Symbol XHG
  Name XCHANGE TEC.INC
  Sector Financial Services >> Insurance Brokers
  Market NASDAQ
  Listed Shares 46.60 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 50.52 / 19,635.98
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: No.259, Guoxia Road, Shanghai, China, 200433

Phone: 86 21 6422 8532

Website: https://www.xhghk.com

Sector: Financial Services >> Insurance Brokers

Description: XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies. It also provides automobile, life, health, group accidents, and other property related insurance products. In addition, the company operates a SaaS platform to offers comprehensive services to offline and online customers. It sells its insurance products primarily through a network of external referral sources that include external registered sales representatives, distribution channel partners, and through its in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2007 and is based in Shanghai, the People's Republic of China.

ME vs SECTOR Financial Services >> Insurance Brokers

XHG (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Financial Services › Insurance Brokers

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XHG
XHG
USD 0.95 (-3.04%)
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