PROVのPER（株価収益率）は？

Provident Financial Holdings Inc（PROV）は現在PER 17.36倍で取引されています。

PROVのROE（自己資本利益率）は？

Provident Financial Holdings IncのROEは5.27%です。

PROVの配当利回りは？

Provident Financial Holdings Incの配当利回りは3.11%です。

PROVの品質スコア（Quality Score）は？

当社のAIはPROVの総合財務品質を100点中23点と評価しています。収益性・成長性・負債・利益の安定性に基づく評価です。

PROVは今が買い時ですか？

当社AIのタイミングスコアは100点中91点で、テクニカル指標とモメンタムから見た現在価格の相対的な魅力度を示します。

PROVはどのセクターに属しますか？

Provident Financial Holdings IncはFinancial Services >> Banks - Regionalセクターに分類されます（NASDAQ市場）

PROV (NASDAQ) 株価分析 | Provident Financial Holdings

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-07 | FS: 2026-06-30)

PROV AI Analysis Summary

Our AI summary for PROV: Provident Financial Holdings Inc (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 17.36, ROE of 5.27%, a dividend yield of 3.11%. Its financial Quality Score stands at 23/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

PROV

Provident Financial Holdings Inc

USD 17.93

-0.14 (-0.75%) Day Change

Watchlist Portfolio Compare Chart

17.36

P/E

0.89

D/E

5.3%

ROE

0.6%

ROA

3.11%

Div Yield

PROVIDENT FINANCIAL HOLDINGS INC
TYPE: STOCK
MARKET: NASDAQ

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USD 17.93 Price -0.14 (-0.75%) Day Change	NEWS SCORE: 98

PROV, ファンダメンタルスコアはnot good ( ファンダメンタル = 23) but テクニカルスコアは ...(Sign In to See)...

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23 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROEが低い
ROAが低い
ROEの伸びが低い
平均ROEが低い
ROAの伸びが低い
ROAの伸びが低い
平均ROAが低い
平均ROAが低い
NPMが低い
NPMの伸びが低い

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is not quite good , ...

Deepscope 分析

45%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	98
Magic Formula Rank by ROA	2608
Magic Formula Rank by ROE	2608
Magic Formula Rank by ROIC	2667
Price	17.93
PBV / Sector	0.92 / 1.19 GREAT
Earning Per Share	1.03

PE / Sector	17.36 / 13.81
PEG or PE/Growth / Sector	N/A / 0.72
Average 1M Daily Value	0.12 M GREAT
Average 1W Daily Value	0.21 M GREAT

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

45%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

ポイントになる統計

56%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	11.16 / 20.50
NPM Average (%) / Sector	13.75 / 20,091.84 GOOD
NPM Change Average (%) / Sector	-16.59 / -8.97
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	0.55 / 5.80
ROA Average (%) / Sector	0.57 / 2.03
ROA Change Average (%) / Sector	-4.59 / 171.00
ROE (%) / Sector	5.27 / 20.12
ROE Average (%) / Sector	5.61 / 12.16
ROE Change Average (%) / Sector	-6.75 / 15.16
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

配当

33%

Dividend (%) / Sector	3.11 / 2.20 GOOD
Dividend Average (%) / Sector	3.79 / 46.19
Dividend Change Average (%) / Sector	-7.88 / -2.89

登録情報

Analyze Date	2026-08-08 08:04:39
Symbol	PROV
Name	PROVIDENT FINANCIAL HOLDINGS INC
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	6.25 M
Par Value	N/A
Calculated From	YearEnd
Sign	N/A
Market Cap (M.USD) / Sector Average	115.56 / 7,053.64

ニュース

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 3756 Central Avenue, Riverside, CA, United States, 92506

Phone: 951 686 6060

Website: https://www.myprovident.com

Employees: 95

Sector: Financial Services >> Banks - Regional

Description: Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.