What is HRTG's P/E ratio?

HERITAGE INSURANCE HLDGS INC (HRTG) currently trades at a P/E ratio of 4.50.

HERITAGE INSURANCE HLDGS INC reports a Return on Equity (ROE) of 38.74%.

What is HRTG's dividend yield?

HERITAGE INSURANCE HLDGS INC offers a dividend yield of 0.00%.

What is HRTG's Quality Score?

Our AI rates HRTG's overall financial quality at 77 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy HRTG?

Our AI Timing Score for HRTG is 87 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does HRTG belong to?

HERITAGE INSURANCE HLDGS INC is classified under the Financial Services >> Insurance - Property & Casualty sector on the NYSE exchange

HRTG (NYSE) Stock Analysis | HERITAGE INSURANCE HLDGS INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

HRTG AI Analysis Summary

Our AI summary for HRTG: HERITAGE INSURANCE HLDGS INC (NYSE), Financial Services >> Insurance - Property & Casualty sector. The stock currently trades at a P/E of 4.50, ROE of 38.74%, a dividend yield of 0.00%. Its financial Quality Score stands at 77/100 — mid-range fundamentals relative to the market. The AI Timing Score is 87/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

HRTG

HERITAGE INSURANCE HLDGS INC

USD 29.37

-0.60 (-2.00%) Day Change

Watchlist Portfolio Compare Chart

4.50

P/E

0.15

D/E

38.7%

ROE

10.0%

ROA

0.00%

Div Yield

HERITAGE INSURANCE HLDGS INC
TYPE: STOCK
MARKET: NYSE

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USD 29.37 Price -0.60 (-2.00%) Day Change	NEWS SCORE: 90

HRTG, the overall quality is good ( Quality = 77) and the timing to buy is ...(Sign In to See)...

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77 QUALITY

Signal: OUTPERFORM

Signal Description: Company financial health is Good

Reason: Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...

Quality Factors

54%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	90
Magic Formula Rank by ROA	213
Magic Formula Rank by ROE	213
Magic Formula Rank by ROIC	145
Price	29.37
PBV / Sector	1.74 / 2.21
Earning Per Share	6.53

PE / Sector	4.50 / 13.80 GREAT
PEG or PE/Growth / Sector	N/A / -0.27
Average 1M Daily Value	6.31 M
Average 1W Daily Value	8.19 M

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

50%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

72%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	25.99 / 15.20 GREAT
NPM Average (%) / Sector	7.89 / 7.34
NPM Change Average (%) / Sector	28.73 / -24.22 GREAT
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	9.98 / 8.10
ROA Average (%) / Sector	3.41 / 3.68
ROA Change Average (%) / Sector	38.21 / -20.79 GREAT
ROE (%) / Sector	38.74 / 21.72 GREAT
ROE Average (%) / Sector	0.28 / 14.10
ROE Change Average (%) / Sector	-7.89 / -33.54
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

37%

Dividend (%) / Sector	N/A / 1.07
Dividend Average (%) / Sector	6.67 / 2.97 GREAT
Dividend Change Average (%) / Sector	N/A / -3.53

Registration Details

Analyze Date	2026-08-01 07:59:58
Symbol	HRTG
Name	HERITAGE INSURANCE HLDGS INC
Sector	Financial Services >> Insurance - Property & Casualty
Market	NYSE
Listed Shares	30.27 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	907.30 / 15,351.29

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 1401 N. Westshore Blvd., Tampa, FL, United States, 33607

Phone: 727 362 7200

Website: https://www.heritagepci.com

Employees: 542

Sector: Financial Services >> Insurance - Property & Casualty

Description: Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York. The company also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, and artisan contractor program. It offers insurance products through a network of independent agents. The company was founded in 2012 and is headquartered in Tampa, Florida.