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Affinity Bancshares Inc (AFBI) Stock Price
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AFBI Stock Price & Analysis — Affinity Bancshares Inc (Financial Services >> Banks - Regional)

AFBI FAQ

What is AFBI's P/E ratio?

Affinity Bancshares Inc (AFBI) currently trades at a P/E ratio of 15.96.

What is AFBI's ROE?

Affinity Bancshares Inc reports a Return on Equity (ROE) of 6.79%.

What is AFBI's dividend yield?

Affinity Bancshares Inc offers a dividend yield of 0.00%.

What is AFBI's Quality Score?

Our AI rates AFBI's overall financial quality at 46 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy AFBI?

Our AI Timing Score for AFBI is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does AFBI belong to?

Affinity Bancshares Inc is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-03-31)

AFBI AI Analysis Summary

Our AI summary for AFBI: Affinity Bancshares Inc (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 15.96, ROE of 6.79%, a dividend yield of 0.00%. Its financial Quality Score stands at 46/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

AFBI

Affinity Bancshares Inc
USD 23.00
0.00 (0.00%) Day Change
15.96
P/E
0.49
D/E
6.8%
ROE
1.0%
ROA
0.00%
Div Yield
1.31
PEG
USD 23.00
Price
0.00 (0.00%)
Day Change
NEWS SCORE: 94

AFBI, the overall quality is not good ( Quality = 46) but the timing to buy is ...(Sign In to See)...

46

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors 52%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 94
  Magic Formula Rank by ROA
2423
  Magic Formula Rank by ROE
2423
  Magic Formula Rank by ROIC
2539
  Price 23.00
  PBV / Sector
1.08 / 1.42
GREAT
  Earning Per Share 1.44
  PE / Sector
15.96 / 13.75
  PEG or PE/Growth / Sector
1.31 / 0.61
  Average 1M Daily Value
0.37 M
GREAT
  Average 1W Daily Value
0.26 M
GREAT
Timing Factors 85%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 64%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
16.67 / 20.62
GOOD
  NPM Average (%) / Sector
15.65 / 19,963.58
GREAT
  NPM Change Average (%) / Sector
-1.03 / -8.42
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
0.95 / 1,268.52
  ROA Average (%) / Sector
0.84 / 254.57
  ROA Change Average (%) / Sector
4.50 / 44,002.31
  ROE (%) / Sector
6.79 / 2,865.19
  ROE Average (%) / Sector
5.79 / 581.17
  ROE Change Average (%) / Sector
6.41 / 7,372.49
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 4%
X
  Dividend (%) / Sector
N/A / 2.41
  Dividend Average (%) / Sector
N/A / 46.24
  Dividend Change Average (%) / Sector
N/A / -0.26
Registration Details
X
  Analyze Date 2026-08-01 07:59:26
  Symbol AFBI
  Name AFFINITY BANCSHARES INC
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 6.09 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 140.18 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 3175 Highway 278, Covington, GA, United States, 30014

Phone: 770 786 7088

Website: https://myaffinitybank.com

Employees: 79

Sector: Financial Services >> Banks - Regional

Description: Affinity Bancshares, Inc. operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States. The company offers deposit products, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and industrial, commercial real estate, residential mortgage, construction and land, consumer, balloon, and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates FitnessBank, a virtual bank which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.

ME vs SECTOR Financial Services >> Banks - Regional

AFBI (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Financial Services › Banks - Regional

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AFBI
AFBI
USD 23.00 (0.00%)
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