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Consumer Portfolio Services Inc (CPSS) Stock Price
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CPSS Stock Price & Analysis — Consumer Portfolio Services Inc (Financial Services >> Credit Services)

CPSS FAQ

What is CPSS's P/E ratio?

Consumer Portfolio Services Inc (CPSS) currently trades at a P/E ratio of 10.30.

What is CPSS's ROE?

Consumer Portfolio Services Inc reports a Return on Equity (ROE) of 6.42%.

What is CPSS's dividend yield?

Consumer Portfolio Services Inc offers a dividend yield of 0.00%.

What is CPSS's Quality Score?

Our AI rates CPSS's overall financial quality at 46 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy CPSS?

Our AI Timing Score for CPSS is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does CPSS belong to?

Consumer Portfolio Services Inc is classified under the Financial Services >> Credit Services sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-03-31)

CPSS AI Analysis Summary

Our AI summary for CPSS: Consumer Portfolio Services Inc (NASDAQ), Financial Services >> Credit Services sector. The stock currently trades at a P/E of 10.30, ROE of 6.42%, a dividend yield of 0.00%. Its financial Quality Score stands at 46/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

CPSS

Consumer Portfolio Services Inc
USD 9.32
-0.25 (-2.61%) Day Change
10.30
P/E
10.20
D/E
6.4%
ROE
0.5%
ROA
0.00%
Div Yield
-0.31
PEG

CONSUMER PORTFOLIO SERVICES INC
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 9.32
Price
-0.25 (-2.61%)
Day Change
NEWS SCORE: 91

CPSS, the overall quality is not good ( Quality = 46) but the timing to buy is ...(Sign In to See)...

46

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors 48%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 91
  Magic Formula Rank by ROA
2124
  Magic Formula Rank by ROE
2124
  Magic Formula Rank by ROIC
1222
  Price 9.32
  PBV / Sector
0.66 / 4.67
GREAT
  Earning Per Share 0.91
  PE / Sector
10.30 / 13.71
GOOD
  PEG or PE/Growth / Sector
-0.31 / 0.12
  Average 1M Daily Value
0.19 M
GREAT
  Average 1W Daily Value
0.22 M
GREAT
Timing Factors 57%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 68%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
4.58 / 69.56
  NPM Average (%) / Sector
10.59 / 32.21
GOOD
  NPM Change Average (%) / Sector
-29.66 / 23.87
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
0.50 / 5.73
  ROA Average (%) / Sector
1.25 / 4.78
  ROA Change Average (%) / Sector
-31.04 / 8.81
  ROE (%) / Sector
6.42 / 25.41
  ROE Average (%) / Sector
14.67 / 10.57
  ROE Change Average (%) / Sector
-29.62 / 8.94
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 4%
X
  Dividend (%) / Sector
N/A / 2.40
  Dividend Average (%) / Sector
N/A / 4.16
  Dividend Change Average (%) / Sector
N/A / 18.70
Registration Details
X
  Analyze Date 2026-08-01 07:59:40
  Symbol CPSS
  Name CONSUMER PORTFOLIO SERVICES INC
  Sector Financial Services >> Credit Services
  Market NASDAQ
  Listed Shares 21.70 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 207.66 / 43,886.28
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 3800 Howard Hughes Parkway, Las Vegas, NV, United States, 89169

Phone: 949 753 6800

Website: https://www.consumerportfolio.com

Employees: 956

Sector: Financial Services >> Credit Services

Description: Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Credit Services

CPSS (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Financial Services › Credit Services

Analysed on the same criteria, ordered by market cap

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CPSS
CPSS
USD 9.32 (-2.61%)
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