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FCNCA (NASDAQ) Stock Analysis | FIRST CITIZENS BANCSHARES, INC. – Deepscope
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FCNCA Stock Analysis — FIRST CITIZENS BANCSHARES, INC. (Financial Services >> Banks - Regional)

FCNCA FAQ

What is FCNCA's P/E ratio?

FIRST CITIZENS BANCSHARES, INC. (FCNCA) currently trades at a P/E ratio of 10.43.

What is FCNCA's ROE?

FIRST CITIZENS BANCSHARES, INC. reports a Return on Equity (ROE) of 10.75%.

What is FCNCA's dividend yield?

FIRST CITIZENS BANCSHARES, INC. offers a dividend yield of 0.38%.

What is FCNCA's Quality Score?

Our AI rates FCNCA's overall financial quality at 62 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy FCNCA?

Our AI Timing Score for FCNCA is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does FCNCA belong to?

FIRST CITIZENS BANCSHARES, INC. is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

FCNCA AI Analysis Summary

Our AI summary for FCNCA: FIRST CITIZENS BANCSHARES, INC. (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 10.43, ROE of 10.75%, a dividend yield of 0.38%. Its financial Quality Score stands at 62/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

FCNCA

FIRST CITIZENS BANCSHARES, INC.
USD 2,186.65
30.42 (1.41%) Day Change
10.43
P/E
0.01
D/E
10.8%
ROE
1.0%
ROA
0.38%
Div Yield
0.03
PEG

FIRST CITIZENS BANCSHARES, INC.
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 2,186.65
Price
30.42 (1.41%)
Day Change
NEWS SCORE: 96

FCNCA, the overall quality is ok ( Quality = 62) and the timing to buy is ...(Sign In to See)...

62

QUALITY

Signal
NEUTRAL
Signal Description
Company financial health is OK
Reason
ROE is relatively low.
ROA is relatively low.
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Historical ROA is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...

Quality Factors 57%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 96
  Magic Formula Rank by ROA
1912
  Magic Formula Rank by ROE
1912
  Magic Formula Rank by ROIC
1479
  Price 2,186.65
  PBV / Sector
1.12 / 1.42
GREAT
  Earning Per Share 209.58
  PE / Sector
10.43 / 13.75
GOOD
  PEG or PE/Growth / Sector
0.03 / 0.61
GREAT
  Average 1M Daily Value
176.10 M
GREAT
  Average 1W Daily Value
138.12 M
GREAT
Timing Factors 71%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 56%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 72%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
16.31 / 20.62
GOOD
  NPM Average (%) / Sector
32.48 / 19,963.58
GREAT
  NPM Change Average (%) / Sector
57.66 / -8.42
GREAT
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
0.99 / 1,268.52
  ROA Average (%) / Sector
1.91 / 254.57
  ROA Change Average (%) / Sector
84.49 / 44,002.31
GREAT
  ROE (%) / Sector
10.75 / 2,865.19
  ROE Average (%) / Sector
19.69 / 581.17
  ROE Change Average (%) / Sector
71.40 / 7,372.49
GREAT
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 41%
X
  Dividend (%) / Sector
0.38 / 2.41
  Dividend Average (%) / Sector
0.33 / 46.24
  Dividend Change Average (%) / Sector
7.51 / -0.26
Registration Details
X
  Analyze Date 2026-08-01 07:59:49
  Symbol FCNCA
  Name FIRST CITIZENS BANCSHARES, INC.
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 10.39 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 24,560.34 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 4300 Six Forks Road, Raleigh, NC, United States, 27609

Phone: 919 716 7000

Website: https://www.firstcitizens.com

Employees: 17,876

Sector: Financial Services >> Banks - Regional

Description: First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
4
4
4
Buy
5
5
5
Hold
5
5
5
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Buy 3.93
Buy 3.93
Buy 3.93
Target Price
USD 2,212.92
USD 2,211.25
USD 2,332.67

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

FCNCA (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

News

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FCNCA
FCNCA
USD 2,186.65 (1.41%)
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