What is USB's P/E ratio?

U.S. BANCORP (USB) currently trades at a P/E ratio of 11.99.

U.S. BANCORP reports a Return on Equity (ROE) of 12.12%.

What is USB's dividend yield?

U.S. BANCORP offers a dividend yield of 3.31%.

What is USB's Quality Score?

Our AI rates USB's overall financial quality at 54 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy USB?

Our AI Timing Score for USB is 87 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does USB belong to?

U.S. BANCORP is classified under the Financial Services >> Banks - Regional sector on the NYSE exchange

USB (NYSE) Stock Analysis | U.S. BANCORP

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-06-30)

USB AI Analysis Summary

Our AI summary for USB: U.S. BANCORP (NYSE), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 11.99, ROE of 12.12%, a dividend yield of 3.31%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 87/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

USB

U.S. BANCORP

USD 63.01

0.11 (0.17%) Day Change

Watchlist Portfolio Compare Chart

11.99

P/E

0.55

D/E

12.1%

ROE

1.1%

ROA

3.31%

Div Yield

1.42

PEG

Data partially updated

U.S. BANCORP
TYPE: STOCK
MARKET: NYSE

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USD 63.01 Price 0.11 (0.17%) Day Change	NEWS SCORE: 94

USB, the overall quality is not quite good ( Quality = 54) but the timing to buy is ...(Sign In to See)...

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54 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

50%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	94
Magic Formula Rank by ROA	2030
Magic Formula Rank by ROE	2030
Magic Formula Rank by ROIC	2120
Price	63.01
PBV / Sector	1.44 / 1.42 GOOD
Earning Per Share	5.26

PE / Sector	11.99 / 13.75 GOOD
PEG or PE/Growth / Sector	1.42 / 0.61
Average 1M Daily Value	426.71 M GREAT
Average 1W Daily Value	304.90 M GREAT

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

52%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

64%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	18.69 / 20.62 GOOD
NPM Average (%) / Sector	17.15 / 19,963.58 GREAT
NPM Change Average (%) / Sector	-0.30 / -8.42
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.13 / 1,268.52
ROA Average (%) / Sector	0.97 / 254.57
ROA Change Average (%) / Sector	7.25 / 44,002.31
ROE (%) / Sector	12.12 / 2,865.19
ROE Average (%) / Sector	11.16 / 581.17
ROE Change Average (%) / Sector	1.87 / 7,372.49
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

54%

Dividend (%) / Sector	3.31 / 2.41 GOOD
Dividend Average (%) / Sector	4.26 / 46.24 GOOD
Dividend Change Average (%) / Sector	-9.57 / -0.26

Registration Details

Analyze Date	2026-08-01 08:00:38
Symbol	USB
Name	U.S. BANCORP
Sector	Financial Services >> Banks - Regional
Market	NYSE
Listed Shares	1,557.73 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	97,981.33 / 6,970.30

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 800 Nicollet Mall, Minneapolis, MN, United States, 55402

Phone: 651-466-3000

Website: https://www.usbank.com

Employees: 70,000

Sector: Financial Services >> Banks - Regional

Description: U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.