What is FRAF's P/E ratio?

FRANKLIN FINANCIAL SERVICES CORP (FRAF) currently trades at a P/E ratio of 10.63.

FRANKLIN FINANCIAL SERVICES CORP reports a Return on Equity (ROE) of 13.39%.

What is FRAF's dividend yield?

FRANKLIN FINANCIAL SERVICES CORP offers a dividend yield of 2.31%.

What is FRAF's Deepscope Quality Score?

Deepscope rates FRAF's overall financial quality at 62 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy FRAF?

Deepscope's AI Timing Score for FRAF is 67 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does FRAF belong to?

FRANKLIN FINANCIAL SERVICES CORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange.

FRAF (NASDAQ) Stock Analysis | FRANKLIN FINANCIAL SERVICES CORP

Stock Check Daily update data at 9:30 AM
(Price: 2026-06-03 | FS: 2026-03-31)

FRAF

FRANKLIN FINANCIAL SERVICES CORP

USD 55.98

-0.69 (-1.21%) Day Change

Watchlist Portfolio Compare Chart

10.63

P/E

1.18

D/E

13.4%

ROE

1.0%

ROA

2.31%

Div Yield

0.52

PEG

FRANKLIN FINANCIAL SERVICES CORP
TYPE: STOCK
MARKET: NASDAQ

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USD 55.98 Price -0.69 (-1.21%) Day Change	NEWS SCORE: 99

FRAF, the overall quality is ok ( Quality = 62) and the timing to buy is ...(Sign In to See)...

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62 QUALITY

Signal: NEUTRAL

Signal Description: Company financial health is OK

Reason: ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Lorem ipsum dolor sit amet

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...

Quality Factors

54%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	2000
Magic Formula Rank by ROE	2000
Magic Formula Rank by ROIC	2134
Price	55.98
PBV / Sector	1.42 / 1.15 GOOD
Earning Per Share	5.26

PE / Sector	10.63 / 12.87 GOOD
PEG or PE/Growth / Sector	0.52 / 0.62 GOOD
Average 1M Daily Value	1.31 M GREAT
Average 1W Daily Value	0.85 M GREAT

Timing Factors

28%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

54%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

70%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	17.82 / 18.84 GOOD
NPM Average (%) / Sector	15.95 / 19,649.46 GREAT
NPM Change Average (%) / Sector	2.67 / -14.38
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.04 / 1.13
ROA Average (%) / Sector	0.82 / 1.09
ROA Change Average (%) / Sector	12.52 / -15.53 GOOD
ROE (%) / Sector	13.39 / 10.39
ROE Average (%) / Sector	11.31 / 10.17
ROE Change Average (%) / Sector	5.43 / -12.58
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	2.31 / 2.77
Dividend Average (%) / Sector	3.56 / 3.77
Dividend Change Average (%) / Sector	-10.51 / 2.65

Registration Details

Analyze Date	2026-06-04 09:24:11
Symbol	FRAF
Name	FRANKLIN FINANCIAL SERVICES CORP
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	4.49 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	254.60 / 5,941.24

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 1500 Nitterhouse Drive, Chambersburg, PA, United States, 17201-0819

Phone: 717 264 6116

Website: https://www.franklinfin.com

Sector: Financial Services >> Banks - Regional

Description: Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides banking services to businesses, individuals, and governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; safe deposit; and pension and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.