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FRAF (NASDAQ) Stock Analysis | FRANKLIN FINANCIAL SERVICES CORP – Deepscope
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FRAF Stock Analysis — FRANKLIN FINANCIAL SERVICES CORP (Financial Services >> Banks - Regional)

FRAF FAQ

What is FRAF's P/E ratio?

FRANKLIN FINANCIAL SERVICES CORP (FRAF) currently trades at a P/E ratio of 11.51.

What is FRAF's ROE?

FRANKLIN FINANCIAL SERVICES CORP reports a Return on Equity (ROE) of 13.41%.

What is FRAF's dividend yield?

FRANKLIN FINANCIAL SERVICES CORP offers a dividend yield of 2.08%.

What is FRAF's Quality Score?

Our AI rates FRAF's overall financial quality at 54 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy FRAF?

Our AI Timing Score for FRAF is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does FRAF belong to?

FRANKLIN FINANCIAL SERVICES CORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

FRAF AI Analysis Summary

Our AI summary for FRAF: FRANKLIN FINANCIAL SERVICES CORP (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 11.51, ROE of 13.41%, a dividend yield of 2.08%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

FRAF

FRANKLIN FINANCIAL SERVICES CORP
USD 63.16
0.05 (0.08%) Day Change
11.51
P/E
11.70
D/E
13.4%
ROE
1.1%
ROA
2.08%
Div Yield
0.57
PEG

FRANKLIN FINANCIAL SERVICES CORP
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 63.16
Price
0.05 (0.08%)
Day Change
NEWS SCORE: 96

FRAF, the overall quality is not quite good ( Quality = 54) but the timing to buy is ...(Sign In to See)...

54

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria
D/E ratio is relatively high

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...

Quality Factors 54%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 96
  Magic Formula Rank by ROA
2039
  Magic Formula Rank by ROE
2039
  Magic Formula Rank by ROIC
2150
  Price 63.16
  PBV / Sector
1.54 / 1.42
GOOD
  Earning Per Share 5.49
  PE / Sector
11.51 / 13.75
GOOD
  PEG or PE/Growth / Sector
0.57 / 0.61
GOOD
  Average 1M Daily Value
2.57 M
GREAT
  Average 1W Daily Value
2.11 M
GREAT
Timing Factors 57%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 70%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
18.24 / 20.62
GOOD
  NPM Average (%) / Sector
16.04 / 19,963.58
GREAT
  NPM Change Average (%) / Sector
3.34 / -8.42
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.06 / 1,268.52
  ROA Average (%) / Sector
0.83 / 254.57
  ROA Change Average (%) / Sector
12.88 / 44,002.31
GOOD
  ROE (%) / Sector
13.41 / 2,865.19
  ROE Average (%) / Sector
11.31 / 581.17
  ROE Change Average (%) / Sector
5.45 / 7,372.49
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 12%
X
  Dividend (%) / Sector
2.08 / 2.41
  Dividend Average (%) / Sector
3.51 / 46.24
  Dividend Change Average (%) / Sector
-12.70 / -0.26
Registration Details
X
  Analyze Date 2026-08-01 07:59:52
  Symbol FRAF
  Name FRANKLIN FINANCIAL SERVICES CORP
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 4.49 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 283.56 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 1500 Nitterhouse Drive, Chambersburg, PA, United States, 17201-0819

Phone: 717 264 6116

Website: https://www.franklinfin.com

Sector: Financial Services >> Banks - Regional

Description: Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides banking services to businesses, individuals, and governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; safe deposit; and pension and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.

ME vs SECTOR Financial Services >> Banks - Regional

FRAF (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Financial Services › Banks - Regional

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FRAF
FRAF
USD 63.16 (0.08%)
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