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Generations Bancorp Ny Inc (GBNY) Stock Price
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GBNY Stock Price & Analysis — Generations Bancorp Ny Inc (Financial Services >> Banks - Regional)

GBNY FAQ

What is GBNY's ROE?

Generations Bancorp Ny Inc reports a Return on Equity (ROE) of -14.07%.

What is GBNY's dividend yield?

Generations Bancorp Ny Inc offers a dividend yield of 0.00%.

What is GBNY's Quality Score?

Our AI rates GBNY's overall financial quality at 8 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy GBNY?

Our AI Timing Score for GBNY is 6 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does GBNY belong to?

Generations Bancorp Ny Inc is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-08-04 | FS: 2025-12-31)

GBNY AI Analysis Summary

Our AI summary for GBNY: Generations Bancorp Ny Inc (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 0.00, ROE of -14.07%, a dividend yield of 0.00%. Its financial Quality Score stands at 8/100 — fundamentals below the market average. The AI Timing Score is 6/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

GBNY

Generations Bancorp Ny Inc
USD 15.28
-0.09 (-0.59%) Day Change
0.52
D/E
-14.1%
ROE
-1.3%
ROA
0.00%
Div Yield

GENERATIONS BANCORP NY INC
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 15.28
Price
-0.09 (-0.59%)
Day Change
NEWS SCORE: 82

GBNY, the overall quality is not good ( Quality = 8) and the timing to buy is ...(Sign In to See)...

8

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not good , financial health is not good , and ability to make profit is not quite good , ...

Quality Factors 45%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 82
  Magic Formula Rank by ROA
N/A
  Magic Formula Rank by ROE
N/A
  Magic Formula Rank by ROIC
N/A
  Price 15.28
  PBV / Sector
1.05 / 1.34
GREAT
  Earning Per Share -2.06
  PE / Sector
N/A / 13.69
  PEG or PE/Growth / Sector
N/A / 0.01
  Average 1M Daily Value
0.04 M
GREAT
  Average 1W Daily Value
0.03 M
GREAT
Timing Factors 71%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 45%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 52%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
-28.32 / 25.98
  NPM Average (%) / Sector
-13.70 / 20,092.93
  NPM Change Average (%) / Sector
-8.33 / 20.72
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
-1.34 / 1,212.43
  ROA Average (%) / Sector
-0.67 / 243.35
  ROA Change Average (%) / Sector
3.92 / 41,311.11
  ROE (%) / Sector
-14.07 / 2,096.47
  ROE Average (%) / Sector
-7.20 / 427.43
  ROE Change Average (%) / Sector
-4.64 / 5,460.63
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 4%
X
  Dividend (%) / Sector
N/A / 2.49
  Dividend Average (%) / Sector
N/A / 46.24
  Dividend Change Average (%) / Sector
N/A / -0.22
Registration Details
X
  Analyze Date 2026-08-05 08:00:15
  Symbol GBNY
  Name GENERATIONS BANCORP NY INC
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 2.28 M
  Par Value N/A
  Calculated From YearEnd
  Sign N/A
  Market Cap (M.USD) / Sector Average 34.81 / 7,069.04
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 20 East Bayard Street, Seneca Falls, NY, United States, 13148

Phone: 315 568 5855

Website: https://www.mygenbank.com

Sector: Financial Services >> Banks - Regional

Description: Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that engages in the provision of various banking products and services. It accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. The company provides one- to four-family residential real estate loans, including home equity loans and lines of credit; consumer loans, such as student, automobile, recreational vehicle, manufactured home, and other consumer loans; and commercial real estate and multi-family, consumer business, residential and commercial construction loans. In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United States; and mortgage-backed securities issued by the U.S. government sponsored entities and Federal Home Loan Bank stock, as well as offers insurance and other financial products. It operates through primary office in Seneca Falls, New York; and eight full-service branch offices and one drive-through facility located in Auburn, Farmington, Geneva, Medina, Phelps, Union Springs, and Waterloo, New York. The company was founded in 1870 and is headquartered in Seneca Falls, New York.

ME vs SECTOR Financial Services >> Banks - Regional

GBNY (ME)
Sector Peers
Bubble size = Market Cap

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Financial Services › Banks - Regional

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GBNY
GBNY
USD 15.28 (-0.59%)
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