Web Analytics
HBT Financial Inc (HBT) Stock Price
MARKET

Select Market Data Region

HBT Stock Price & Analysis — HBT Financial Inc (Financial Services >> Banks - Regional)

HBT FAQ

What is HBT's P/E ratio?

HBT Financial Inc (HBT) currently trades at a P/E ratio of 16.76.

What is HBT's ROE?

HBT Financial Inc reports a Return on Equity (ROE) of 10.17%.

What is HBT's dividend yield?

HBT Financial Inc offers a dividend yield of 2.45%.

What is HBT's Quality Score?

Our AI rates HBT's overall financial quality at 38 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy HBT?

Our AI Timing Score for HBT is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does HBT belong to?

HBT Financial Inc is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-08-03 | FS: 2026-06-30)

HBT AI Analysis Summary

Our AI summary for HBT: HBT Financial Inc (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 16.76, ROE of 10.17%, a dividend yield of 2.45%. Its financial Quality Score stands at 38/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

HBT

HBT Financial Inc
USD 35.79
-0.05 (-0.14%) Day Change
16.76
P/E
7.80
D/E
10.2%
ROE
1.2%
ROA
2.45%
Div Yield
2.13
PEG

HBT FINANCIAL INC
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 35.79
Price
-0.05 (-0.14%)
Day Change
NEWS SCORE: 99

HBT, the overall quality is not good ( Quality = 38) but the timing to buy is ...(Sign In to See)...

38

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
Sign in to see timing analysis
Unlock timing signals and detailed reasons
Sign in free

In details, quality factors are not good , financial health is not good , and ability to make profit is ok , ...

Quality Factors 44%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
2255
  Magic Formula Rank by ROE
2255
  Magic Formula Rank by ROIC
2412
  Price 35.79
  PBV / Sector
1.70 / 1.35
  Earning Per Share 2.13
  PE / Sector
16.76 / 13.46
  PEG or PE/Growth / Sector
2.13 / 0.47
  Average 1M Daily Value
4.72 M
GREAT
  Average 1W Daily Value
5.10 M
GREAT
Timing Factors 71%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 37%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 68%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
23.46 / 20.48
GREAT
  NPM Average (%) / Sector
26.02 / 20,091.83
GREAT
  NPM Change Average (%) / Sector
-5.73 / -8.93
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.16 / 1,212.43
  ROA Average (%) / Sector
1.34 / 243.35
  ROA Change Average (%) / Sector
-2.25 / 41,311.08
  ROE (%) / Sector
10.17 / 2,096.48
  ROE Average (%) / Sector
12.88 / 427.43
  ROE Change Average (%) / Sector
-9.20 / 5,460.63
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 12%
X
  Dividend (%) / Sector
2.45 / 2.50
  Dividend Average (%) / Sector
3.30 / 46.39
  Dividend Change Average (%) / Sector
-8.98 / -0.04
Registration Details
X
  Analyze Date 2026-08-04 08:01:37
  Symbol HBT
  Name HBT FINANCIAL INC
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 36.37 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 1,303.34 / 7,019.59
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 401 North Hershey Road, Bloomington, IL, United States, 61704

Phone: 309 662 4444

Website: https://ir.hbtfinancial.com

Employees: 826

Sector: Financial Services >> Banks - Regional

Description: HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, HSA, and IRA accounts. It also provides lending products, including non-owner occupied regulatory commercial real estate (CRE), construction and land development and multi-family; commercial and industrial and owner-occupied CRE; agricultural and farmland; one-to-four family residential loans; municipal, consumer, and other loans; residential mortgage origination and servicing; and traditional trust and investment services. In addition, the company offers digital banking services comprising online banking, mobile banking, digital payments, and personal financial management tools; small business and commercial checking accounts, and treasury management services; financial planning to consumers, trusts, and estates; and trustee and custodial services. Further, it provides investment management services; corporate retirement plan consulting and administration; retail brokerage services; farm management services, broker farmland sale, and crop insurance. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
1
1
1
Buy
2
2
2
Hold
2
2
2
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Buy 3.80
Buy 3.80
Buy 3.80
Target Price
USD 32.00
USD 32.60
USD 38.20

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

HBT (ME)
Sector Peers
Bubble size = Market Cap

Click a bubble to view stock details  ·  Bubble size represents market capitalization share

Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

News

Smart picks. Just WOW stocks/funds/ETFs. No noise like other tools.
HBT
HBT
USD 35.79 (-0.14%)
+ Watch + Port Chart