What is HFWA's P/E ratio?

Heritage Financial Corporation (HFWA) currently trades at a P/E ratio of 15.76.

Heritage Financial Corporation reports a Return on Equity (ROE) of 7.02%.

What is HFWA's dividend yield?

Heritage Financial Corporation offers a dividend yield of 3.23%.

What is HFWA's Quality Score?

Our AI rates HFWA's overall financial quality at 38 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy HFWA?

Our AI Timing Score for HFWA is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does HFWA belong to?

Heritage Financial Corporation is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Heritage Financial Corporation (HFWA) Stock Price

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-04 | FS: 2026-06-30)

HFWA AI Analysis Summary

Our AI summary for HFWA: Heritage Financial Corporation (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 15.76, ROE of 7.02%, a dividend yield of 3.23%. Its financial Quality Score stands at 38/100 — fundamentals below the market average. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

HFWA

Heritage Financial Corporation

USD 30.53

0.52 (1.73%) Day Change

Watchlist Portfolio Compare Chart

15.76

P/E

0.15

D/E

7.0%

ROE

0.9%

ROA

3.23%

Div Yield

9.49

PEG

Data partially updated

HERITAGE FINANCIAL CORPORATION
TYPE: STOCK
MARKET: NASDAQ

Compare Watchlist Myport

USD 30.53 Price 0.52 (1.73%) Day Change	NEWS SCORE: 99

HFWA, the overall quality is not good ( Quality = 38) but the timing to buy is ...(Sign In to See)...

Loading chart...

38 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Historical ROE is relatively low
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not good , and ability to make profit is ok , ...

Quality Factors

50%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	2398
Magic Formula Rank by ROE	2398
Magic Formula Rank by ROIC	1979
Price	30.53
PBV / Sector	1.11 / 1.34 GREAT
Earning Per Share	1.94

PE / Sector	15.76 / 13.69
PEG or PE/Growth / Sector	9.49 / 0.01
Average 1M Daily Value	13.77 M GREAT
Average 1W Daily Value	13.18 M GREAT

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

45%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

68%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	23.17 / 25.98 GREAT
NPM Average (%) / Sector	21.83 / 20,092.93 GREAT
NPM Change Average (%) / Sector	-1.62 / 20.72
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	0.92 / 1,212.43
ROA Average (%) / Sector	0.91 / 243.35
ROA Change Average (%) / Sector	-0.33 / 41,311.11
ROE (%) / Sector	7.02 / 2,096.47
ROE Average (%) / Sector	5.55 / 427.43
ROE Change Average (%) / Sector	131.61 / 5,460.63 GREAT
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

29%

Dividend (%) / Sector	3.23 / 2.49 GOOD
Dividend Average (%) / Sector	3.23 / 46.24
Dividend Change Average (%) / Sector	N/A / -0.22

Registration Details

Analyze Date	2026-08-05 08:00:19
Symbol	HFWA
Name	HERITAGE FINANCIAL CORPORATION
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	40.91 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	1,227.59 / 7,069.04

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 201 Fifth Avenue SW, Olympia, WA, United States, 98501

Phone: 360 943 1500

Website: https://www.hf-wa.com

Employees: 976

Sector: Financial Services >> Banks - Regional

Description: Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit. The company also offers commercial business loans, including lines of credit, term equipment financing and term owner-occupied, and non-owner occupied CRE loans; real estate construction and land development loans, as well as residential construction loans, and commercial and multifamily construction loans; residential real estate loans; and originate loans that are guaranteed by the U.S. SBA, and secured and unsecured consumer loans and lines of credit. In addition, it provides investment advice, online banking, online statements, mobile banking with mobile deposit, Visa debit cards, and access. The company was formerly known as Heritage Financial Corporation, M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia, Washington.