What is LX's P/E ratio?

LEXINFINTECH HOLDINGS LTD (LX) currently trades at a P/E ratio of 0.17.

LEXINFINTECH HOLDINGS LTD reports a Return on Equity (ROE) of 11.97%.

What is LX's dividend yield?

LEXINFINTECH HOLDINGS LTD offers a dividend yield of 25.72%.

What is LX's Quality Score?

Our AI rates LX's overall financial quality at 62 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy LX?

Our AI Timing Score for LX is 28 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does LX belong to?

LEXINFINTECH HOLDINGS LTD is classified under the Financial Services >> Credit Services sector on the NASDAQ exchange

LX (NASDAQ) Stock Analysis | LEXINFINTECH HOLDINGS LTD

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

LX AI Analysis Summary

Our AI summary for LX: LEXINFINTECH HOLDINGS LTD (NASDAQ), Financial Services >> Credit Services sector. The stock currently trades at a P/E of 0.17, ROE of 11.97%, a dividend yield of 25.72%. Its financial Quality Score stands at 62/100 — mid-range fundamentals relative to the market. The AI Timing Score is 28/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

LX

LEXINFINTECH HOLDINGS LTD

USD 1.46

-0.03 (-2.01%) Day Change

Watchlist Portfolio Compare Chart

0.17

P/E

0.33

D/E

12.0%

ROE

6.4%

ROA

25.72%

Div Yield

0.01

PEG

LEXINFINTECH HOLDINGS LTD
TYPE: STOCK
MARKET: NASDAQ

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USD 1.46 Price -0.03 (-2.01%) Day Change	NEWS SCORE: 84

LX, the overall quality is ok ( Quality = 62) and the timing to buy is ...(Sign In to See)...

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62 QUALITY

Signal: NEUTRAL

Signal Description: Company financial health is OK

Reason: ROE is relatively low.
Acceleration of ROE growth rate is below our criteria.
ROA is too relatively low compare to ROE
Net profit margin is relatively low.
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are ok , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

60%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	84
Magic Formula Rank by ROA	210
Magic Formula Rank by ROE	210
Magic Formula Rank by ROIC	134
Price	1.46
PBV / Sector	0.02 / 4.67 GREAT
Earning Per Share	8.59

PE / Sector	0.17 / 13.71 GREAT
PEG or PE/Growth / Sector	0.01 / 0.12 GREAT
Average 1M Daily Value	4.80 M GREAT
Average 1W Daily Value	3.65 M GREAT

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

50%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

64%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	10.83 / 69.56
NPM Average (%) / Sector	9.56 / 32.21
NPM Change Average (%) / Sector	10.67 / 23.87 GOOD
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	6.37 / 5.73
ROA Average (%) / Sector	5.31 / 4.78
ROA Change Average (%) / Sector	17.02 / 8.81 GOOD
ROE (%) / Sector	11.97 / 25.41
ROE Average (%) / Sector	11.26 / 10.57
ROE Change Average (%) / Sector	7.52 / 8.94
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

100%

Dividend (%) / Sector	25.72 / 2.40 GREAT
Dividend Average (%) / Sector	11.17 / 4.16 GREAT
Dividend Change Average (%) / Sector	128.20 / 18.70 GREAT

Registration Details

Analyze Date	2026-08-01 08:00:08
Symbol	LX
Name	LEXINFINTECH HOLDINGS LTD
Sector	Financial Services >> Credit Services
Market	NASDAQ
Listed Shares	129.12 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	245.53 / 43,886.28

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: CES Tower, Shenzhen, China, 518057

Phone: 86 755 3637 8888

Website: https://www.lexin.com

Employees: 7,169

Sector: Financial Services >> Credit Services

Description: LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Juzi Licai, an online investment platform; technical support and consulting; software development; financing guarantee; and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.