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ALLY (NYSE) Stock Analysis | ALLY FINANCIAL INC – Deepscope
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ALLY Stock Analysis — ALLY FINANCIAL INC (Financial Services >> Credit Services)

ALLY FAQ

What is ALLY's P/E ratio?

ALLY FINANCIAL INC (ALLY) currently trades at a P/E ratio of 9.10.

What is ALLY's ROE?

ALLY FINANCIAL INC reports a Return on Equity (ROE) of 9.39%.

What is ALLY's dividend yield?

ALLY FINANCIAL INC offers a dividend yield of 2.79%.

What is ALLY's Quality Score?

Our AI rates ALLY's overall financial quality at 31 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy ALLY?

Our AI Timing Score for ALLY is 55 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does ALLY belong to?

ALLY FINANCIAL INC is classified under the Financial Services >> Credit Services sector on the NYSE exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

ALLY AI Analysis Summary

Our AI summary for ALLY: ALLY FINANCIAL INC (NYSE), Financial Services >> Credit Services sector. The stock currently trades at a P/E of 9.10, ROE of 9.39%, a dividend yield of 2.79%. Its financial Quality Score stands at 31/100 — fundamentals below the market average. The AI Timing Score is 55/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

ALLY

ALLY FINANCIAL INC
USD 43.33
-0.15 (-0.34%) Day Change
9.10
P/E
1.48
D/E
9.4%
ROE
0.7%
ROA
2.79%
Div Yield
-0.58
PEG
USD 43.33
Price
-0.15 (-0.34%)
Day Change
NEWS SCORE: 99

ALLY, the overall quality is not good ( Quality = 31) and the timing to buy is ...(Sign In to See)...

31

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not good , and ability to make profit is ok , ...

Quality Factors 52%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
2051
  Magic Formula Rank by ROE
2051
  Magic Formula Rank by ROIC
1736
  Price 43.33
  PBV / Sector
0.85 / 4.67
GREAT
  Earning Per Share 4.76
  PE / Sector
9.10 / 13.71
GREAT
  PEG or PE/Growth / Sector
-0.58 / 0.12
  Average 1M Daily Value
120.78 M
GREAT
  Average 1W Daily Value
99.41 M
Timing Factors 42%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 41%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 60%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
9.18 / 69.56
  NPM Average (%) / Sector
8.92 / 32.21
  NPM Change Average (%) / Sector
0.87 / 23.87
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
0.73 / 5.73
  ROA Average (%) / Sector
0.58 / 4.78
  ROA Change Average (%) / Sector
4.57 / 8.81
  ROE (%) / Sector
9.39 / 25.41
  ROE Average (%) / Sector
8.00 / 10.57
  ROE Change Average (%) / Sector
1.59 / 8.94
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 12%
X
  Dividend (%) / Sector
2.79 / 2.40
  Dividend Average (%) / Sector
3.62 / 4.16
  Dividend Change Average (%) / Sector
-14.36 / 18.70
Registration Details
X
  Analyze Date 2026-08-01 07:59:27
  Symbol ALLY
  Name ALLY FINANCIAL INC
  Sector Financial Services >> Credit Services
  Market NYSE
  Listed Shares 304.20 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 13,226.60 / 43,886.28
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: Ally Detroit Center, Detroit, MI, United States, 48226

Phone: 866 710 4623

Website: https://www.ally.com

Employees: 10,300

Sector: Financial Services >> Credit Services

Description: Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
6
10
10
Buy
6
4
4
Hold
6
4
4
Sell
0
0
0
Strong Sell
2
0
0
Consensus
Buy 3.70
Buy 4.33
Buy 4.33
Target Price
USD 54.01
USD 53.58
USD 53.88

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Credit Services

ALLY (ME)
Sector Peers
Bubble size = Market Cap

Click a bubble to view stock details  ·  Bubble size represents market capitalization share

Stocks in the Same Sector

Financial Services › Credit Services

Analysed on the same criteria, ordered by market cap

News

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ALLY
ALLY
USD 43.33 (-0.34%)
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