What is MCBS's P/E ratio?

Metrocity Bankshares (MCBS) currently trades at a P/E ratio of 12.75.

Metrocity Bankshares reports a Return on Equity (ROE) of 14.09%.

What is MCBS's dividend yield?

Metrocity Bankshares offers a dividend yield of 3.05%.

What is MCBS's Quality Score?

Our AI rates MCBS's overall financial quality at 54 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy MCBS?

Our AI Timing Score for MCBS is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does MCBS belong to?

Metrocity Bankshares is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Metrocity Bankshares (MCBS) Stock Price

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-04 | FS: 2026-06-30)

MCBS AI Analysis Summary

Our AI summary for MCBS: Metrocity Bankshares (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 12.75, ROE of 14.09%, a dividend yield of 3.05%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

MCBS

Metrocity Bankshares

USD 35.96

0.36 (1.01%) Day Change

Watchlist Portfolio Compare Chart

12.75

P/E

0.02

D/E

14.1%

ROE

1.8%

ROA

3.05%

Div Yield

METROCITY BANKSHARES
TYPE: STOCK
MARKET: NASDAQ

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USD 35.96 Price 0.36 (1.01%) Day Change	NEWS SCORE: 89

MCBS, the overall quality is not quite good ( Quality = 54) but the timing to buy is ...(Sign In to See)...

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54 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is good , ...

Quality Factors

45%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	89
Magic Formula Rank by ROA	1919
Magic Formula Rank by ROE	1919
Magic Formula Rank by ROIC	2111
Price	35.96
PBV / Sector	1.80 / 1.34
Earning Per Share	2.82

PE / Sector	12.75 / 13.69 GOOD
PEG or PE/Growth / Sector	N/A / 0.01
Average 1M Daily Value	2.98 M GREAT
Average 1W Daily Value	3.26 M GREAT

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

45%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

72%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	29.90 / 25.98 GREAT
NPM Average (%) / Sector	33.92 / 20,092.93 GREAT
NPM Change Average (%) / Sector	-3.54 / 20.72
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.77 / 1,212.43
ROA Average (%) / Sector	1.66 / 243.35
ROA Change Average (%) / Sector	1.41 / 41,311.11
ROE (%) / Sector	14.09 / 2,096.47
ROE Average (%) / Sector	14.69 / 427.43
ROE Change Average (%) / Sector	-4.31 / 5,460.63
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

62%

Dividend (%) / Sector	3.05 / 2.49 GOOD
Dividend Average (%) / Sector	3.15 / 46.24
Dividend Change Average (%) / Sector	1.59 / -0.22

Registration Details

Analyze Date	2026-08-05 08:00:30
Symbol	MCBS
Name	METROCITY BANKSHARES
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	28.66 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	1,020.30 / 7,069.04

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 5114 Buford Highway, Doraville, GA, United States, 30340

Phone: 770 455 4989

Website: https://www.metrocitybank.bank

Employees: 317

Sector: Financial Services >> Banks - Regional

Description: MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.