What is PROV's P/E ratio?

PROVIDENT FINANCIAL HOLDINGS INC (PROV) currently trades at a P/E ratio of 17.34.

PROVIDENT FINANCIAL HOLDINGS INC reports a Return on Equity (ROE) of 4.82%.

What is PROV's dividend yield?

PROVIDENT FINANCIAL HOLDINGS INC offers a dividend yield of 3.30%.

What is PROV's Deepscope Quality Score?

Deepscope rates PROV's overall financial quality at 23 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy PROV?

Deepscope's AI Timing Score for PROV is 70 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does PROV belong to?

PROVIDENT FINANCIAL HOLDINGS INC is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange.

PROV (NASDAQ) Stock Analysis | PROVIDENT FINANCIAL HOLDINGS INC

Stock Check Daily update data at 9:30 AM
(Price: 2026-06-03 | FS: 2026-03-31)

PROV

PROVIDENT FINANCIAL HOLDINGS INC

USD 16.90

-0.01 (-0.06%) Day Change

Watchlist Portfolio Compare Chart

17.34

P/E

2.17

D/E

4.8%

ROE

0.5%

ROA

3.30%

Div Yield

-1.99

PEG

PROVIDENT FINANCIAL HOLDINGS INC
TYPE: STOCK
MARKET: NASDAQ

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USD 16.90 Price -0.01 (-0.06%) Day Change	NEWS SCORE: 93

PROV, the overall quality is not good ( Quality = 23) but the timing to buy is ...(Sign In to See)...

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23 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Lorem ipsum dolor sit amet

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is ok , ...

Quality Factors

47%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	93
Magic Formula Rank by ROA	2653
Magic Formula Rank by ROE	2653
Magic Formula Rank by ROIC	2706
Price	16.90
PBV / Sector	0.84 / 1.15 GREAT
Earning Per Share	0.97

PE / Sector	17.34 / 12.87
PEG or PE/Growth / Sector	-1.99 / 0.62
Average 1M Daily Value	0.12 M GREAT
Average 1W Daily Value	0.16 M GREAT

Timing Factors

28%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

41%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

60%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	10.27 / 18.84
NPM Average (%) / Sector	15.43 / 19,649.46 GREAT
NPM Change Average (%) / Sector	-16.90 / -14.38
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	0.50 / 1.13
ROA Average (%) / Sector	0.60 / 1.09
ROA Change Average (%) / Sector	-9.90 / -15.53
ROE (%) / Sector	4.82 / 10.39
ROE Average (%) / Sector	5.81 / 10.17
ROE Change Average (%) / Sector	-8.97 / -12.58
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

54%

Dividend (%) / Sector	3.30 / 2.77 GOOD
Dividend Average (%) / Sector	4.21 / 3.77 GOOD
Dividend Change Average (%) / Sector	-6.02 / 2.65

Registration Details

Analyze Date	2026-06-04 09:24:21
Symbol	PROV
Name	PROVIDENT FINANCIAL HOLDINGS INC
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	6.25 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	105.75 / 5,941.24

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 3756 Central Avenue, Riverside, CA, United States, 92506

Phone: 951 686 6060

Website: https://www.myprovident.com

Employees: 95

Sector: Financial Services >> Banks - Regional

Description: Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.