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VBNK Stock Price & Analysis — Versabank (Financial Services >> Banks - Regional)
VBNK FAQ
What is VBNK's P/E ratio?
Versabank (VBNK) currently trades at a P/E ratio of 20.57.
What is VBNK's ROE?
Versabank reports a Return on Equity (ROE) of 5.50%.
What is VBNK's dividend yield?
Versabank offers a dividend yield of 0.52%.
What is VBNK's Quality Score?
Our AI rates VBNK's overall financial quality at 15 out of 100, based on profitability, growth, debt and earnings stability.
Is now a good time to buy VBNK?
Our AI Timing Score for VBNK is 56 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.
Which sector does VBNK belong to?
Versabank is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange
VBNK AI Analysis Summary
Our AI summary for VBNK: Versabank (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 20.57, ROE of 5.50%, a dividend yield of 0.52%. Its financial Quality Score stands at 15/100 — fundamentals below the market average. The AI Timing Score is 56/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.
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USD 19.34
Price
-0.08
(-0.41%)
Day Change
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VBNK, the overall quality is not good ( Quality = 15) and the timing to buy is ...(Sign In to See)...
Loading chart...
- Signal
- UNDERPERFORM
- Signal Description
- Company financial health is Not Good
- Reason
-
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
88 Sign in
TIMING
- Signal
- OUTPERFORM
- Signal Descri...
- Good
- Reason
- Momentum indicators aligned on the daily timeframe
In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...
| Quality Factors |
|
50% |
| In Recommendations? | Not in any sections |
| Select Rate | 0.00 From 30 days period |
| Watch Rate | 0.00 From 30 days period |
| News Score | N/A |
| Magic Formula Rank by ROA |
2736
|
| Magic Formula Rank by ROE |
2736
|
| Magic Formula Rank by ROIC |
2763
|
| Price | 19.34 |
| PBV / Sector |
1.13 / 1.42
GREAT
|
| Earning Per Share | 0.94 |
| PE / Sector |
20.57 / 13.75
|
| PEG or PE/Growth / Sector |
1.27 / 0.61
|
| Average 1M Daily Value |
2.20 M
GREAT
|
| Average 1W Daily Value |
1.65 M
GREAT
|
| Timing Factors |
|
42% |
| Financial Health |
|
56% |
| Ability to Make Profit |
|
72% |
| Return to Investors |
|
12% |
| Registration Details |
| Analyze Date | 2026-08-01 08:00:39 |
| Symbol | VBNK |
| Name | VERSABANK |
| Sector | Financial Services >> Banks - Regional |
| Market | NASDAQ |
| Listed Shares | 32.20 M |
| Par Value | N/A |
| Calculated From | Quarter |
| Sign | N/A |
| Market Cap (M.USD) / Sector Average | 625.24 / 6,970.30 |
| News, Concensus, ... |
| Estimation Consensus | See at WSJ.com |
| Full details | See at WSJ.com |
| Chart | See in Chart feature |
| News | See at Yahoo Finance |
Address: 140 Fullarton Street, London, ON, Canada, N6A 5P2
Phone: 519 645 1919
Website: https://www.versabank.com
Employees: 131
Description: VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
Analyst Ratings & Target Price
ME vs SECTOR Financial Services >> Banks - Regional
Click a bubble to view stock details · Bubble size represents market capitalization share
