What is WABC's P/E ratio?

Westamerica Bancorporation (WABC) currently trades at a P/E ratio of 12.52.

Westamerica Bancorporation reports a Return on Equity (ROE) of 12.99%.

What is WABC's dividend yield?

Westamerica Bancorporation offers a dividend yield of 3.09%.

What is WABC's Quality Score?

Our AI rates WABC's overall financial quality at 62 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy WABC?

Our AI Timing Score for WABC is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does WABC belong to?

Westamerica Bancorporation is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Westamerica Bancorporation (WABC) Stock Price

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-04 | FS: 2026-06-30)

WABC AI Analysis Summary

Our AI summary for WABC: Westamerica Bancorporation (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 12.52, ROE of 12.99%, a dividend yield of 3.09%. Its financial Quality Score stands at 62/100 — mid-range fundamentals relative to the market. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

WABC

Westamerica Bancorporation

USD 60.42

0.10 (0.17%) Day Change

Watchlist Portfolio Compare Chart

12.52

P/E

0.15

D/E

13.0%

ROE

1.9%

ROA

3.09%

Div Yield

Data partially updated

WESTAMERICA BANCORPORATION
TYPE: STOCK
MARKET: NASDAQ

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USD 60.42 Price 0.10 (0.17%) Day Change	NEWS SCORE: 96

WABC, the overall quality is ok ( Quality = 62) and the timing to buy is ...(Sign In to See)...

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62 QUALITY

Signal: NEUTRAL

Signal Description: Company financial health is OK

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Negative growth of ROE in the last year.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

47%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	96
Magic Formula Rank by ROA	1685
Magic Formula Rank by ROE	1685
Magic Formula Rank by ROIC	1787
Price	60.42
PBV / Sector	1.63 / 1.34
Earning Per Share	4.83

PE / Sector	12.52 / 13.69 GOOD
PEG or PE/Growth / Sector	N/A / 0.01
Average 1M Daily Value	11.64 M GREAT
Average 1W Daily Value	7.79 M

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

56%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

68%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	41.70 / 25.98 GREAT
NPM Average (%) / Sector	44.82 / 20,092.93 GREAT
NPM Change Average (%) / Sector	-2.07 / 20.72
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.91 / 1,212.43
ROA Average (%) / Sector	2.09 / 243.35
ROA Change Average (%) / Sector	4.47 / 41,311.11
ROE (%) / Sector	12.99 / 2,096.47
ROE Average (%) / Sector	16.44 / 427.43
ROE Change Average (%) / Sector	-9.51 / 5,460.63
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

33%

Dividend (%) / Sector	3.09 / 2.49 GOOD
Dividend Average (%) / Sector	3.39 / 46.24
Dividend Change Average (%) / Sector	-0.22 / -0.22

Registration Details

Analyze Date	2026-08-05 08:01:04
Symbol	WABC
Name	WESTAMERICA BANCORPORATION
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	23.00 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	1,387.48 / 7,069.04

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 1108 Fifth Avenue, San Rafael, CA, United States, 94901

Phone: 707 863 6000

Website: https://www.westamerica.com

Employees: 608

Sector: Financial Services >> Banks - Regional

Description: Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.