What is HCI's P/E ratio?

HCI GROUP INC (HCI) currently trades at a P/E ratio of 7.68.

HCI GROUP INC reports a Return on Equity (ROE) of 27.80%.

What is HCI's dividend yield?

HCI GROUP INC offers a dividend yield of 0.87%.

What is HCI's Quality Score?

Our AI rates HCI's overall financial quality at 69 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy HCI?

Our AI Timing Score for HCI is 87 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does HCI belong to?

HCI GROUP INC is classified under the Financial Services >> Insurance - Property & Casualty sector on the NYSE exchange

HCI (NYSE) Stock Analysis | HCI GROUP INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

HCI AI Analysis Summary

Our AI summary for HCI: HCI GROUP INC (NYSE), Financial Services >> Insurance - Property & Casualty sector. The stock currently trades at a P/E of 7.68, ROE of 27.80%, a dividend yield of 0.87%. Its financial Quality Score stands at 69/100 — mid-range fundamentals relative to the market. The AI Timing Score is 87/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

HCI

HCI GROUP INC

USD 175.01

-7.01 (-3.85%) Day Change

Watchlist Portfolio Compare Chart

7.68

P/E

0.06

D/E

27.8%

ROE

11.6%

ROA

0.87%

Div Yield

-1.22

PEG

HCI GROUP INC
TYPE: STOCK
MARKET: NYSE

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USD 175.01 Price -7.01 (-3.85%) Day Change	NEWS SCORE: 99

HCI, the overall quality is ok ( Quality = 69) and the timing to buy is ...(Sign In to See)...

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69 QUALITY

Signal: NEUTRAL

Signal Description: Company financial health is OK

Reason: Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...

Quality Factors

51%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	207
Magic Formula Rank by ROE	207
Magic Formula Rank by ROIC	169
Price	175.01
PBV / Sector	1.97 / 2.21
Earning Per Share	22.80

PE / Sector	7.68 / 13.80 GREAT
PEG or PE/Growth / Sector	-1.22 / -0.27
Average 1M Daily Value	25.43 M GREAT
Average 1W Daily Value	27.04 M GREAT

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

54%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

72%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	32.64 / 15.20 GREAT
NPM Average (%) / Sector	16.60 / 7.34 GREAT
NPM Change Average (%) / Sector	-23.54 / -24.22
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	11.59 / 8.10
ROA Average (%) / Sector	5.89 / 3.68
ROA Change Average (%) / Sector	-20.90 / -20.79
ROE (%) / Sector	27.80 / 21.72 GOOD
ROE Average (%) / Sector	13.82 / 14.10
ROE Change Average (%) / Sector	-38.18 / -33.54
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	0.87 / 1.07
Dividend Average (%) / Sector	1.85 / 2.97
Dividend Change Average (%) / Sector	-29.49 / -3.53

Registration Details

Analyze Date	2026-08-01 07:59:57
Symbol	HCI
Name	HCI GROUP INC
Sector	Financial Services >> Insurance - Property & Casualty
Market	NYSE
Listed Shares	12.76 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	2,323.45 / 15,351.29

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 3802 Coconut Palm Drive, Tampa, FL, United States, 33619

Phone: 813 849 9500

Website: https://www.hcigroup.com

Employees: 594

Sector: Financial Services >> Insurance - Property & Casualty

Description: HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.