LUFAX HOLDING LTD reports a Return on Equity (ROE) of -4.43%.

What is LU's dividend yield?

LUFAX HOLDING LTD offers a dividend yield of 0.00%.

What is LU's Quality Score?

Our AI rates LU's overall financial quality at 38 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy LU?

Our AI Timing Score for LU is 51 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does LU belong to?

LUFAX HOLDING LTD is classified under the Financial Services >> Credit Services sector on the NYSE exchange

LU (NYSE) Stock Analysis | LUFAX HOLDING LTD

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

LU AI Analysis Summary

Our AI summary for LU: LUFAX HOLDING LTD (NYSE), Financial Services >> Credit Services sector. The stock currently trades at a P/E of 0.00, ROE of -4.43%, a dividend yield of 0.00%. Its financial Quality Score stands at 38/100 — fundamentals below the market average. The AI Timing Score is 51/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

LU

LUFAX HOLDING LTD

USD 1.56

-0.03 (-1.89%) Day Change

Watchlist Portfolio Compare Chart

0.02

D/E

-4.4%

ROE

-1.7%

ROA

0.00%

Div Yield

LUFAX HOLDING LTD
TYPE: STOCK
MARKET: NYSE

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USD 1.56 Price -0.03 (-1.89%) Day Change	NEWS SCORE: 72

LU, the overall quality is not good ( Quality = 38) and the timing to buy is ...(Sign In to See)...

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38 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Acceleration of ROA growth rate is below our criteria.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not quite good , and ability to make profit is not good , ...

Quality Factors

42%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	72
Magic Formula Rank by ROA	N/A
Magic Formula Rank by ROE	N/A
Magic Formula Rank by ROIC	N/A
Price	1.56
PBV / Sector	0.02 / 4.67 GREAT
Earning Per Share	-4.01

PE / Sector	N/A / 13.71
PEG or PE/Growth / Sector	N/A / 0.12
Average 1M Daily Value	0.73 M GREAT
Average 1W Daily Value	1.11 M GREAT

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

52%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

47%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	-13.41 / 69.56
NPM Average (%) / Sector	-4.34 / 32.21
NPM Change Average (%) / Sector	-223.60 / 23.87
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	-1.70 / 5.73
ROA Average (%) / Sector	-0.34 / 4.78
ROA Change Average (%) / Sector	-167.04 / 8.81
ROE (%) / Sector	-4.43 / 25.41
ROE Average (%) / Sector	-0.32 / 10.57
ROE Change Average (%) / Sector	-165.55 / 8.94
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

70%

Dividend (%) / Sector	N/A / 2.40
Dividend Average (%) / Sector	63.16 / 4.16 GREAT
Dividend Change Average (%) / Sector	116.16 / 18.70 GREAT

Registration Details

Analyze Date	2026-08-01 08:00:08
Symbol	LU
Name	LUFAX HOLDING LTD
Sector	Financial Services >> Credit Services
Market	NYSE
Listed Shares	866.69 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	1,378.04 / 43,886.28

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: No. 1333, Lujiazui Ring Road, Shanghai, China

Phone: 86 21 3863 6278

Website: https://www.lufaxholding.com

Employees: 33,163

Sector: Financial Services >> Credit Services

Description: Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.