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OPFI (NYSE) Stock Analysis | OPPFI INC – Deepscope
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OPFI Stock Analysis — OPPFI INC (Financial Services >> Credit Services)

OPFI FAQ

What is OPFI's P/E ratio?

OPPFI INC (OPFI) currently trades at a P/E ratio of 13.79.

What is OPFI's ROE?

OPPFI INC reports a Return on Equity (ROE) of 87.37%.

What is OPFI's dividend yield?

OPPFI INC offers a dividend yield of 0.00%.

What is OPFI's Quality Score?

Our AI rates OPFI's overall financial quality at 46 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy OPFI?

Our AI Timing Score for OPFI is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does OPFI belong to?

OPPFI INC is classified under the Financial Services >> Credit Services sector on the NYSE exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-03-31)

OPFI AI Analysis Summary

Our AI summary for OPFI: OPPFI INC (NYSE), Financial Services >> Credit Services sector. The stock currently trades at a P/E of 13.79, ROE of 87.37%, a dividend yield of 0.00%. Its financial Quality Score stands at 46/100 — fundamentals below the market average. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

USD 9.37
-0.05 (-0.53%) Day Change
13.79
P/E
4.50
D/E
87.4%
ROE
9.2%
ROA
0.00%
Div Yield
-0.06
PEG
USD 9.37
Price
-0.05 (-0.53%)
Day Change
NEWS SCORE: 99

OPFI, the overall quality is not good ( Quality = 46) but the timing to buy is ...(Sign In to See)...

46

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not good , and ability to make profit is ok , ...

Quality Factors 50%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
1370
  Magic Formula Rank by ROE
1370
  Magic Formula Rank by ROIC
282
  Price 9.37
  PBV / Sector
3.96 / 4.67
  Earning Per Share 0.46
  PE / Sector
13.79 / 13.71
  PEG or PE/Growth / Sector
-0.06 / 0.12
  Average 1M Daily Value
4.53 M
GREAT
  Average 1W Daily Value
3.83 M
GREAT
Timing Factors 57%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 45%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 68%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
10.86 / 69.56
  NPM Average (%) / Sector
3.60 / 32.21
  NPM Change Average (%) / Sector
-136.40 / 23.87
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
9.18 / 5.73
  ROA Average (%) / Sector
2.97 / 4.78
  ROA Change Average (%) / Sector
-129.95 / 8.81
  ROE (%) / Sector
87.37 / 25.41
GREAT
  ROE Average (%) / Sector
-258.39 / 10.57
  ROE Change Average (%) / Sector
-58.00 / 8.94
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 41%
X
  Dividend (%) / Sector
N/A / 2.40
  Dividend Average (%) / Sector
2.00 / 4.16
  Dividend Change Average (%) / Sector
47.89 / 18.70
GREAT
Registration Details
X
  Analyze Date 2026-08-01 08:00:17
  Symbol OPFI
  Name OPPFI INC
  Sector Financial Services >> Credit Services
  Market NYSE
  Listed Shares 85.39 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 1,356.78 / 43,886.28
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: One Prudential Plaza, Chicago, IL, United States, 60601

Phone: 312 212 8079

Website: https://www.oppfi.com

Employees: 410

Sector: Financial Services >> Credit Services

Description: OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
1
1
1
Buy
1
1
1
Hold
0
0
0
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Strong Buy 4.50
Strong Buy 4.50
Strong Buy 4.50
Target Price
USD 13.33
USD 14.00
USD 14.00

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Credit Services

OPFI (ME)
Sector Peers
Bubble size = Market Cap

Click a bubble to view stock details  ·  Bubble size represents market capitalization share

Stocks in the Same Sector

Financial Services › Credit Services

Analysed on the same criteria, ordered by market cap

News

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OPFI
OPFI
USD 9.37 (-0.53%)
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