What is PAY's P/E ratio?

Paymentus Holdings, Inc. (PAY) currently trades at a P/E ratio of 58.01.

Paymentus Holdings, Inc. reports a Return on Equity (ROE) of 12.69%.

What is PAY's dividend yield?

Paymentus Holdings, Inc. offers a dividend yield of 0.00%.

What is PAY's Quality Score?

Our AI rates PAY's overall financial quality at 46 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy PAY?

Our AI Timing Score for PAY is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does PAY belong to?

Paymentus Holdings, Inc. is classified under the Technology >> Software - Infrastructure sector on the NYSE exchange

Paymentus Holdings, Inc. (PAY) Stock Price

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-03 | FS: 2026-03-31)

PAY AI Analysis Summary

Our AI summary for PAY: Paymentus Holdings, Inc. (NYSE), Technology >> Software - Infrastructure sector. The stock currently trades at a P/E of 58.01, ROE of 12.69%, a dividend yield of 0.00%. Its financial Quality Score stands at 46/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

PAY

Paymentus Holdings, Inc.

US:NYSE STOCK Technology >> Software - Infrastructure News 96

USD 34.52

10.08 (29.20%) Day Change

Watchlist Portfolio Compare Chart

58.01

P/E

0.00

D/E

12.7%

ROE

10.6%

ROA

0.00%

Div Yield

-0.04

PEG

PAYMENTUS HOLDINGS, INC.
TYPE: STOCK
MARKET: NYSE

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USD 34.52 Price 10.08 (29.20%) Day Change	NEWS SCORE: 96

PAY, the overall quality is not good ( Quality = 46) but the timing to buy is ...(Sign In to See)...

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46 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: P/E ratio is relatively high
ROE is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Acceleration of ROA growth rate is below our criteria.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is not good , ...

Quality Factors

47%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	96
Magic Formula Rank by ROA	1767
Magic Formula Rank by ROE	1767
Magic Formula Rank by ROIC	1608
Price	34.52
PBV / Sector	7.36 / 25.39
Earning Per Share	0.60

PE / Sector	58.01 / 45.27
PEG or PE/Growth / Sector	-0.04 / -4.18
Average 1M Daily Value	35.46 M GREAT
Average 1W Daily Value	81.26 M

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

41%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

47%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	5.79 / 35.78
NPM Average (%) / Sector	4.00 / 8.88
NPM Change Average (%) / Sector	-891.50 / 175.62
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	10.60 / 21.71
ROA Average (%) / Sector	6.52 / 2.74
ROA Change Average (%) / Sector	-992.00 / 1.59
ROE (%) / Sector	12.69 / 217.24
ROE Average (%) / Sector	7.76 / 65.33
ROE Change Average (%) / Sector	-1,002.53 / 125.66
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

Dividend (%) / Sector	N/A / 0.75
Dividend Average (%) / Sector	N/A / 5.95
Dividend Change Average (%) / Sector	N/A / 9.77

Registration Details

Analyze Date	2026-08-04 08:01:59
Symbol	PAY
Name	PAYMENTUS HOLDINGS, INC.
Sector	Technology >> Software - Infrastructure
Market	NYSE
Listed Shares	62.94 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	4,294.45 / 67,081.31

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 11605 North Community House Road, Charlotte, NC, United States, 28277

Phone: 888 440 4826

Website: https://www.paymentus.com

Employees: 1,340

Sector: Technology >> Software - Infrastructure

Description: Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes credit cards, debit cards, echecks, and digital wallets. The company serves utility, financial services, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and business to business industries, as well as governments and small businesses. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Charlotte, North Carolina.