What is SBSI's P/E ratio?

Southside Bancshares, Inc. (SBSI) currently trades at a P/E ratio of 12.73.

Southside Bancshares, Inc. reports a Return on Equity (ROE) of 8.61%.

What is SBSI's dividend yield?

Southside Bancshares, Inc. offers a dividend yield of 4.46%.

What is SBSI's Quality Score?

Our AI rates SBSI's overall financial quality at 31 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy SBSI?

Our AI Timing Score for SBSI is 55 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does SBSI belong to?

Southside Bancshares, Inc. is classified under the Financial Services >> Banks - Regional sector on the NYSE exchange

Southside Bancshares, Inc. (SBSI) Stock Price

Stock Check Daily update data at 8:30 AM
(Price: 2026-08-03 | FS: 2026-06-30)

SBSI AI Analysis Summary

Our AI summary for SBSI: Southside Bancshares, Inc. (NYSE), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 12.73, ROE of 8.61%, a dividend yield of 4.46%. Its financial Quality Score stands at 31/100 — fundamentals below the market average. The AI Timing Score is 55/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

SBSI

Southside Bancshares, Inc.

USD 32.66

0.16 (0.49%) Day Change

Watchlist Portfolio Compare Chart

12.73

P/E

1.84

D/E

8.6%

ROE

0.9%

ROA

4.46%

Div Yield

-1.21

PEG

SOUTHSIDE BANCSHARES, INC.
TYPE: STOCK
MARKET: NYSE

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USD 32.66 Price 0.16 (0.49%) Day Change	NEWS SCORE: 99

SBSI, the overall quality is not good ( Quality = 31) and the timing to buy is ...(Sign In to See)...

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31 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is ok , ...

Quality Factors

48%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	2260
Magic Formula Rank by ROE	2260
Magic Formula Rank by ROIC	2323
Price	32.66
PBV / Sector	1.10 / 1.35 GREAT
Earning Per Share	2.57

PE / Sector	12.73 / 13.46 GOOD
PEG or PE/Growth / Sector	-1.21 / 0.47
Average 1M Daily Value	4.18 M GREAT
Average 1W Daily Value	2.93 M GREAT

Timing Factors

14%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

39%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

62%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	16.61 / 20.48 GOOD
NPM Average (%) / Sector	22.04 / 20,091.83 GREAT
NPM Change Average (%) / Sector	-16.12 / -8.93
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	0.87 / 1,212.43
ROA Average (%) / Sector	1.03 / 243.35
ROA Change Average (%) / Sector	-10.12 / 41,311.08
ROE (%) / Sector	8.61 / 2,096.48
ROE Average (%) / Sector	10.59 / 427.43
ROE Change Average (%) / Sector	-10.69 / 5,460.63
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

54%

Dividend (%) / Sector	4.46 / 2.50 GOOD
Dividend Average (%) / Sector	4.73 / 46.39 GOOD
Dividend Change Average (%) / Sector	-0.15 / -0.04

Registration Details

Analyze Date	2026-08-04 08:02:07
Symbol	SBSI
Name	SOUTHSIDE BANCSHARES, INC.
Sector	Financial Services >> Banks - Regional
Market	NYSE
Listed Shares	29.75 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	967.23 / 7,019.59

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 1201 South Beckham Avenue, Tyler, TX, United States, 75701

Phone: 903 531 7111

Website: https://www.southside.com

Employees: 781

Sector: Financial Services >> Banks - Regional

Description: Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.