Lemonade is the best performing property and casualty insurance stock YTD

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The S&P 500 financials sector has largely kept pace with the broader market in 2025, rising about +14% year to date.

Financials rank as the fourth-best performing sector in the S&P 500 (SP500 [https://seekingalpha.com/symbol/SP500]).

As we look at the sub-sectors within the broader financial sector, below is a list of the top 10 property and casualty insurance stocks ranked by their YTD performance in descending order. Additional data point included is their SA Quant ratings.

The list is topped by Lemonade (LMND [https://seekingalpha.com/symbol/LMND]), with a YTD performance of +124.97%. HCI Group (HCI [https://seekingalpha.com/symbol/HCI]) and Hamilton Insurance Group (HG [https://seekingalpha.com/symbol/HG]) are next, with YTD performances of +66.39% and +49.08% respectively. Mercury General (MCY [https://seekingalpha.com/symbol/MCY]) and Palomar Holdings (PLMR [https://seekingalpha.com/symbol/PLMR]) round out the top five.

Several top-performing stocks on this list have earned high Quant ratings, specifically “Strong Buy” designations. These include HCI Group (HCI [https://seekingalpha.com/symbol/HCI]) with a rating of 4.84, Hamilton Insurance Group (HG [https://seekingalpha.com/symbol/HG]) at 4.74, The Hartford Insurance Group (HIG [https://seekingalpha.com/symbol/HIG]) at 4.69, and Mercury General (MCY [https://seekingalpha.com/symbol/MCY]) at 4.62.

Here is the list:

*
Lemonade (LMND [https://seekingalpha.com/symbol/LMND]), YTD perf: +124.97%, Quant Rating: Hold (3.45) [https://seekingalpha.com/symbol/LMND/ratings/quant-ratings]

*
HCI Group (HCI [https://seekingalpha.com/symbol/HCI]), YTD perf: +66.39%, Quant Rating: Strong Buy (4.84) [https://seekingalpha.com/symbol/HCI/ratings/quant-ratings]

*
Hamilton Insurance Group (HG [https://seekingalpha.com/symbol/HG]), YTD perf: +49.08%, Quant Rating: Strong Buy (4.74) [https://seekingalpha.com/symbol/HG/ratings/quant-ratings]

*
Mercury General (MCY [https://seekingalpha.com/symbol/MCY]), YTD perf: +43.32%, Quant Rating: Strong Buy (4.62) [https://seekingalpha.com/symbol/MCY/ratings/quant-ratings]

*
Palomar Holdings (PLMR [https://seekingalpha.com/symbol/PLMR]), YTD perf: +29.43%, Quant Rating: Buy (4.35) [https://seekingalpha.com/symbol/PLMR/ratings/quant-ratings]

*
Old Republic International (ORI [https://seekingalpha.com/symbol/ORI]), YTD perf: +27.63%, Quant Rating: Hold (2.85) [https://seekingalpha.com/symbol/ORI/ratings/quant-ratings]

*
Loews (L [https://seekingalpha.com/symbol/L]), YTD perf: +27.62%

*
The Hartford Insurance Group (HIG [https://seekingalpha.com/symbol/HIG]), YTD perf: +27.56%, Quant Rating: Strong Buy (4.69) [https://seekingalpha.com/symbol/HIG/ratings/quant-ratings]

*
Markel Group (MKL [https://seekingalpha.com/symbol/MKL]), YTD perf: +26.44%, Quant Rating: Buy (4.23) [https://seekingalpha.com/symbol/MKL/ratings/quant-ratings]

*
AXIS Capital Holdings (AXS [https://seekingalpha.com/symbol/AXS]), YTD perf: +22.95%, Quant Rating: Hold (3.35) [https://seekingalpha.com/symbol/AXS/ratings/quant-ratings]

Financials ETFs: (XLF [https://seekingalpha.com/symbol/XLF]), (VFH [https://seekingalpha.com/symbol/VFH]), (IYF [https://seekingalpha.com/symbol/IYF]), (FNCL [https://seekingalpha.com/symbol/FNCL]), (IYG [https://seekingalpha.com/symbol/IYG]), and (FXO [https://seekingalpha.com/symbol/FXO])

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