What is COFS's P/E ratio?

CHOICEONE FINANCIAL SERVICES INC (COFS) currently trades at a P/E ratio of 8.60.

CHOICEONE FINANCIAL SERVICES INC reports a Return on Equity (ROE) of 11.87%.

What is COFS's dividend yield?

CHOICEONE FINANCIAL SERVICES INC offers a dividend yield of 3.59%.

What is COFS's Deepscope Quality Score?

Deepscope rates COFS's overall financial quality at 46 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy COFS?

Deepscope's AI Timing Score for COFS is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does COFS belong to?

CHOICEONE FINANCIAL SERVICES INC is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange.

หุ้น COFS (NASDAQ) | CHOICEONE FINANCIAL SERVICES INC – วิเคราะห์โดย Deepscope

Stock Check ข้อมูลอัปเดตรายวัน ที่เวลา 09.30 น.
(Price: 2026-06-09 | FS: 2026-03-31)

COFS

CHOICEONE FINANCIAL SERVICES INC

USD 32.40

0.38 (1.19%) Day Change

Watchlist Portfolio Compare Chart

8.60

P/E

0.45

D/E

11.9%

ROE

1.3%

ROA

3.59%

Div Yield

-0.78

PEG

CHOICEONE FINANCIAL SERVICES INC
TYPE: STOCK
MARKET: NASDAQ

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USD 32.40 Price 0.38 (1.19%) Day Change	NEWS SCORE: 90

COFS มีคุณภาพโดยรวมไม่ดี ( คะแนนปัจจัยพื้นฐาน = 46) แต่ จังหวะเข้าซื้อ ...(ล็อกอินเพื่อดู)...

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46 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: อัตราผลตอบแทนผู้ถือหุ้น (ROE) ค่อนข้างต่ำ
อัตราผลตอบแทนสินทรัพย์ (ROA) ค่อนข้างต่ำ
อัตราเร่งของการเติบโตของอัตราผลตอบแทนผู้ถือหุ้น (ROE) ต่ำกว่าเกณฑ์
อัตราการเติบโตของอัตราผลตอบแทนผู้ถือหุ้น (ROE) ในปีก่อน เป็นลบ
อัตราผลตอบแทนสินทรัพย์ (ROA) ในอดีต ค่อนข้างต่ำ
อัตราผลตอบแทนสินทรัพย์ (ROA) ในอดีต ค่อนข้างต่ำ
อัตราเร่งของการเติบโตของอัตรากำไรสุทธิ ต่ำกว่าเกณฑ์

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Lorem ipsum dolor sit amet

Unlock timing signals and detailed reasons

ถ้าดูอย่างละเอียดจะพบว่า ปัจจัยทางคุณภาพ ยังไม่ดีนัก สุขภาพทางการเงิน ยังไม่ดีนัก และ ประสิทธิภาพการทำกำไร ดี , ...

ปัจจัยทางคุณภาพ

55%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	90
Magic Formula Rank by ROA	1955
Magic Formula Rank by ROE	1955
Magic Formula Rank by ROIC	2050
Price	32.40
PBV / Sector	1.02 / 1.17 GREAT
Earning Per Share	3.77

PE / Sector	8.60 / 13.04 GREAT
PEG or PE/Growth / Sector	-0.78 / 0.63
Average 1M Daily Value	2.43 M GREAT
Average 1W Daily Value	2.39 M GREAT

ปัจจัยทางเทคนิค

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

สุขภาพทางการเงิน

52%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

ประสิทธิภาพการทำกำไร

77%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	23.07 / 18.84 GREAT
NPM Average (%) / Sector	20.42 / 19,649.46 GREAT
NPM Change Average (%) / Sector	1.81 / -14.39
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.27 / 1.13
ROA Average (%) / Sector	0.94 / 1.09
ROA Change Average (%) / Sector	16.51 / -15.60 GOOD
ROE (%) / Sector	11.87 / 10.39
ROE Average (%) / Sector	10.61 / 10.14
ROE Change Average (%) / Sector	6.78 / -12.65
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

ผลตอบแทนต่อผู้ถือหุ้น

33%

Dividend (%) / Sector	3.59 / 2.78 GOOD
Dividend Average (%) / Sector	3.70 / 3.77
Dividend Change Average (%) / Sector	-1.42 / 3.12

รายละเอียดการจดทะเบียน

Analyze Date	2026-06-10 09:43:14
Symbol	COFS
Name	CHOICEONE FINANCIAL SERVICES INC
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	14.98 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	479.50 / 5,929.90

ข่าว, ประมาณการ, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 109 East Division Street, Sparta, MI, United States, 49345

Phone: 616 887 7366

Website: https://www.choiceone.bank

Employees: 561

Sector: Financial Services >> Banks - Regional

Description: ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. It serves individual and business customers through its network of branches and ATMs. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.