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BAFN (NASDAQ) Stock Analysis | BAYFIRST FINANCIAL CORP – Deepscope
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BAFN — BAYFIRST FINANCIAL CORP (Financial Services >> Banks - Regional)

BAFN FAQ

What is BAFN's ROE?

BAYFIRST FINANCIAL CORP reports a Return on Equity (ROE) of -34.55%.

What is BAFN's dividend yield?

BAYFIRST FINANCIAL CORP offers a dividend yield of 0.00%.

What is BAFN's Deepscope Quality Score?

Deepscope rates BAFN's overall financial quality at 0 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy BAFN?

Deepscope's AI Timing Score for BAFN is 26 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does BAFN belong to?

BAYFIRST FINANCIAL CORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange.

Stock Check   *Daily update data at 9:30 AM*
(Price: 2026-06-05 | FS: 2026-03-31)

BAFN

BAYFIRST FINANCIAL CORP
USD 5.40
-0.03 (-0.55%) Day Change
0.09
D/E
-34.6%
ROE
-2.4%
ROA
0.00%
Div Yield
USD 5.40
Price
-0.03 (-0.55%)
Day Change
NEWS SCORE: 87

BAFN, the overall quality is not good ( Quality = 0) and the timing to buy is ...(Sign In to See)...

0

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Negative growth of ROE in the last year.
ROE is decreasing significantly
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Growth of ROA was below our criteria in the last year.
Current growth of ROA was below our criteria.
Current growth of ROA was below our criteria.
Net profit margin is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
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In details, quality factors are not good , financial health is not quite good , and ability to make profit is not quite good , ...

Quality Factors 42%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 87
  Magic Formula Rank by ROA
N/A
  Magic Formula Rank by ROE
N/A
  Magic Formula Rank by ROIC
N/A
  Price 5.40
  PBV / Sector
0.36 / 1.15
GREAT
  Earning Per Share -5.21
  PE / Sector
N/A / 12.90
  PEG or PE/Growth / Sector
N/A / 0.62
  Average 1M Daily Value
0.21 M
GREAT
  Average 1W Daily Value
0.15 M
GREAT
Timing Factors 14%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 54%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 50%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
-32.75 / 18.84
  NPM Average (%) / Sector
-8.02 / 19,649.48
  NPM Change Average (%) / Sector
-313.29 / -14.03
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
-2.36 / 1.13
  ROA Average (%) / Sector
-0.54 / 1.09
  ROA Change Average (%) / Sector
-406.71 / -15.55
  ROE (%) / Sector
-34.55 / 10.39
  ROE Average (%) / Sector
-8.82 / 10.17
  ROE Change Average (%) / Sector
-447.16 / -12.58
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 41%
X
  Dividend (%) / Sector
N/A / 2.83
  Dividend Average (%) / Sector
2.26 / 3.78
  Dividend Change Average (%) / Sector
1.60 / 3.56
Registration Details
X
  Analyze Date 2026-06-06 09:09:22
  Symbol BAFN
  Name BAYFIRST FINANCIAL CORP
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 5.37 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 29.29 / 5,945.69
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 700 Central Avenue, Saint Petersburg, FL, United States, 33701

Phone: 727 440 6848

Website: https://www.bayfirstfinancial.com

Employees: 143

Sector: Financial Services >> Banks - Regional

Description: BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers internet, mobile and online banking, lock box services, remote capture and deposit, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depository, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in Pinellas, Hillsborough, Manatee, and Sarasota counties, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.

ME vs SECTOR Financial Services >> Banks - Regional

BAFN (ME)
Sector Peers
Bubble size = Market Cap

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News

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BAFN
BAFN
USD 5.40 (-0.55%)
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