What is CACC's P/E ratio?

CREDIT ACCEPTANCE CORPORATION (CACC) currently trades at a P/E ratio of 12.82.

CREDIT ACCEPTANCE CORPORATION reports a Return on Equity (ROE) of 29.95%.

What is CACC's dividend yield?

CREDIT ACCEPTANCE CORPORATION offers a dividend yield of 0.00%.

What is CACC's Quality Score?

Our AI rates CACC's overall financial quality at 77 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy CACC?

Our AI Timing Score for CACC is 56 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does CACC belong to?

CREDIT ACCEPTANCE CORPORATION is classified under the Financial Services >> Credit Services sector on the NASDAQ exchange

CACC (NASDAQ) Stock Analysis | CREDIT ACCEPTANCE CORPORATION

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

CACC AI Analysis Summary

Our AI summary for CACC: CREDIT ACCEPTANCE CORPORATION (NASDAQ), Financial Services >> Credit Services sector. The stock currently trades at a P/E of 12.82, ROE of 29.95%, a dividend yield of 0.00%. Its financial Quality Score stands at 77/100 — mid-range fundamentals relative to the market. The AI Timing Score is 56/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

CACC

CREDIT ACCEPTANCE CORPORATION

USD 568.91

13.24 (2.38%) Day Change

Watchlist Portfolio Compare Chart

12.82

P/E

4.23

D/E

30.0%

ROE

5.2%

ROA

0.00%

Div Yield

1.09

PEG

CREDIT ACCEPTANCE CORPORATION
TYPE: STOCK
MARKET: NASDAQ

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USD 568.91 Price 13.24 (2.38%) Day Change	NEWS SCORE: 99

CACC, the overall quality is good ( Quality = 77) but the timing to buy is ...(Sign In to See)...

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77 QUALITY

Signal: OUTPERFORM

Signal Description: Company financial health is Good

Reason: ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...

Quality Factors

57%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	1075
Magic Formula Rank by ROE	1075
Magic Formula Rank by ROIC	999
Price	568.91
PBV / Sector	3.84 / 4.67
Earning Per Share	44.38

PE / Sector	12.82 / 13.71 GOOD
PEG or PE/Growth / Sector	1.09 / 0.12
Average 1M Daily Value	82.83 M
Average 1W Daily Value	72.01 M

Timing Factors

42%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

50%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

75%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	19.61 / 69.56 GOOD
NPM Average (%) / Sector	18.79 / 32.21 GREAT
NPM Change Average (%) / Sector	-1.73 / 23.87
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	5.21 / 5.73
ROA Average (%) / Sector	4.67 / 4.78
ROA Change Average (%) / Sector	2.55 / 8.81
ROE (%) / Sector	29.95 / 25.41 GOOD
ROE Average (%) / Sector	24.25 / 10.57 GOOD
ROE Change Average (%) / Sector	10.07 / 8.94 GOOD
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

Dividend (%) / Sector	N/A / 2.40
Dividend Average (%) / Sector	N/A / 4.16
Dividend Change Average (%) / Sector	N/A / 18.70

Registration Details

Analyze Date	2026-08-01 07:59:36
Symbol	CACC
Name	CREDIT ACCEPTANCE CORPORATION
Sector	Financial Services >> Credit Services
Market	NASDAQ
Listed Shares	10.46 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	5,812.35 / 43,886.28

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 25505 West Twelve Mile Road, Southfield, MI, United States, 48034-8339

Phone: 248 353 2700

Website: https://www.creditacceptance.com

Employees: 2,314

Sector: Financial Services >> Credit Services

Description: Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.