What is FCBC's P/E ratio?

FIRST COMMUNITY BANCSHARES INC (FCBC) currently trades at a P/E ratio of 15.16.

FIRST COMMUNITY BANCSHARES INC reports a Return on Equity (ROE) of 10.99%.

What is FCBC's dividend yield?

FIRST COMMUNITY BANCSHARES INC offers a dividend yield of 2.64%.

What is FCBC's Quality Score?

Our AI rates FCBC's overall financial quality at 62 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy FCBC?

Our AI Timing Score for FCBC is 87 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does FCBC belong to?

FIRST COMMUNITY BANCSHARES INC is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

FCBC (NASDAQ) Stock Analysis | FIRST COMMUNITY BANCSHARES INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-06-30)

FCBC AI Analysis Summary

Our AI summary for FCBC: FIRST COMMUNITY BANCSHARES INC (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 15.16, ROE of 10.99%, a dividend yield of 2.64%. Its financial Quality Score stands at 62/100 — mid-range fundamentals relative to the market. The AI Timing Score is 87/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

FCBC

FIRST COMMUNITY BANCSHARES INC

USD 47.72

0.09 (0.19%) Day Change

Watchlist Portfolio Compare Chart

15.16

P/E

0.01

D/E

11.0%

ROE

1.6%

ROA

2.64%

Div Yield

-8.02

PEG

Data partially updated

FIRST COMMUNITY BANCSHARES INC
TYPE: STOCK
MARKET: NASDAQ

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USD 47.72 Price 0.09 (0.19%) Day Change	NEWS SCORE: 99

FCBC, the overall quality is ok ( Quality = 62) and the timing to buy is ...(Sign In to See)...

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62 QUALITY

Signal: NEUTRAL

Signal Description: Company financial health is OK

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is good , ...

Quality Factors

47%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	2150
Magic Formula Rank by ROE	2150
Magic Formula Rank by ROIC	2291
Price	47.72
PBV / Sector	1.67 / 1.42
Earning Per Share	3.15

PE / Sector	15.16 / 13.75
PEG or PE/Growth / Sector	-8.02 / 0.61
Average 1M Daily Value	4.06 M GREAT
Average 1W Daily Value	4.77 M GREAT

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

41%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

77%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	42.71 / 20.62 GREAT
NPM Average (%) / Sector	32.03 / 19,963.58 GREAT
NPM Change Average (%) / Sector	10.39 / -8.42 GOOD
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.64 / 1,268.52
ROA Average (%) / Sector	1.54 / 254.57
ROA Change Average (%) / Sector	2.70 / 44,002.31
ROE (%) / Sector	10.99 / 2,865.19
ROE Average (%) / Sector	10.23 / 581.17
ROE Change Average (%) / Sector	0.31 / 7,372.49
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	2.64 / 2.41
Dividend Average (%) / Sector	3.36 / 46.24
Dividend Change Average (%) / Sector	-6.77 / -0.26

Registration Details

Analyze Date	2026-08-01 07:59:49
Symbol	FCBC
Name	FIRST COMMUNITY BANCSHARES INC
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	18.87 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	898.62 / 6,970.30

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: One Community Place, Bluefield, VA, United States, 24605-0989

Phone: 276 326 9000

Website: https://www.firstcommunitybank.com

Employees: 622

Sector: Financial Services >> Banks - Regional

Description: First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties. The company also provides consumer and other loans comprising automobile, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods; and trust management, estate administration, and investment advisory services. It serves individual and commercial customers in the education, government, health services, retail trade, construction, manufacturing, tourism, coal mining and gas extraction, and transportation industries. The company operates through branches in Virginia, West Virginia, North Carolina, and Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.